Citi Costco anywhere in store approval

[Anonymous]

Wasn't sure id get it since I'm carrying balances on 0% cards until I get a good sum of money tomorrow, but I've wanted In with Citi and my local Costco was giving out a gift card for applying. I spoke with the girl who put it through, and she told me she's seen approvals with people in the low 600s, which could be a dp although I'd take it with a grain of salt.

App in store, added boyfriend with no credit score as AU. Immediate approval.

SL: 4k
Temp limit: 2.4k
Exp: 682, 6 inq
TU: 701 2 inq
EQ: 690 3 inq
DTI: 26%
Overall utilization: 39% (several cards 0, two with intro offers at 60-70% ish)
Aaoa: one year, two months
Oldest: 8 years

I'm new anD this is my first post, sorry if I'm missing anything or doing it wrong. I got a notice from exp of the hp immediately which dropped my score 10 points. No negatives, latest, BK, etc.

[Gokuva]

Congrats on the approval! How much was on the gift card?

[Anonymous]

Thank you!! It's a $60 Costco gift card they're sending in the mail. I maybe could've waited and gotten a better offer, but I'm happy. My local Costco has an optician and I need some new glasses and contacts so I'm very excited

[Anonymous]

Congrats on approval and nice SL !!!!!

[Anonymous]

Congrats on the nice approval and gift card.

Welcome to the board and thanks for the data points! That seldom happens without prompting.

[Anonymous]

Nice SL, OP!

[Anonymous]

Congrats on the approval!

[SomewhereIn505]

Congrats and enjoy those rewards! Your score will bounce back with some gardening quickly. 

[Anonymous]

Congrats - SL is solid and the gift card is a nice perk. And I agree on the data points comment, nice to see them without a prompt and nice seeing the inquiries included too - thank you 👍

[xaximus]

Congrats on the new card and the soon to get new lenses!