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I realize we may end up with a master thread if this becomes the FOTM.
Applied & instantly approved for the Custom Cash.
SL: 6,500
APR: 13.99%
They HPed EQ (no one is suprised).
My last FICO8 for EQ was 809, BC8 was 828,1 INQ from 12/2020, I'm 0/6, 3/12, 5/24
One citicard already - DiamondPreferred with a 7k CL (started as a secured card in 2018)
I've gotten a number of preapprovals for their rewards card, so I was confident in the approval.
Edited to add that they also softpulled EX.
Congratulations on your Citi Custom Cash approval!
Congrats! I knew you were going to go for it lol.
Congratulations
Nice!
Congrats.
@Anonymous wrote:Congrats! I knew you were going to go for it lol.
@AnonymousI have *no* self control. At least I keep my FOMO to useful (for me) cards. My tiny consolation.
Thanks @CreditAggie @simplynoir @RASULL12 & @kilroy8
For those that are Gardening: Live vicariously through me and save your spades if you are too tempted
Congratulations on your approval!!
@calyx wrote:
@Anonymous wrote:Congrats! I knew you were going to go for it lol.
@AnonymousI have *no* self control. At least I keep my FOMO to useful (for me) cards. My tiny consolation.
I know how that goes on the FOMO. Truth be told this card would probably be a better fit for me than the Freedom Flex so I may go for it and give up the 5/24 goal for now but I have two SUBs I am working on for my Cash+ and Max Cash so I'll wait until I get those done at least and then evaluate how I'm feeling. Citi seems to like me now and with only 5/6 inquiries across all three bureaus and 3/6 new accounts (not to mention 5/12 inquiries and 3/12 new accounts), I probably would be approved although likely around $2-$3K.