Citi Custom Cash Approval!

Rockysocks · ‎08-28-2021

Because Citi won't let us product change the Double Cash and I got tired of waiting! Lol.

$3,200 starting limit (normal for my income) @ 17%. They pulled Experian for me at 776. 0/6 and 1/12 for new accounts. Per Experian, 0/6 and 2/12 for inquiries. Probably going to use the sub towards a phone purchase then mainly use this as my dining card instead of my US bank Altitude Go.

Random question: Does Citi still not allow the reallocation of credit lines?

FalconSteve · ‎08-28-2021

Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL

CreditAggie · ‎08-28-2021

Congratulations on your Citi Custom Cash approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Total80sKid · ‎08-28-2021

Congrats on your Custom Cash approval 👍🏼

mrcraft · ‎08-28-2021

Congratulations on your approval!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

Anonymous · ‎08-29-2021

@Rockysocks wrote:.

Nice approval -- Congrats! & thanks for the DPs.

sourpuss29 · ‎08-29-2021

Congrats on your Custom Cash approval! 🎉

Taurus22 · ‎08-29-2021

Congrats on your Custom Cash approval!

I'm almost at that same point myself. If Citi financial analyst gives me more excuses this week when I speak to them, I'll probably end up doing a cold app for this and tossing my DC back in the SD on life support for the next 20 years. Getting impatient... Can I just have yours?

My Wallet

Sock Drawered

On Deck: No Plans Currently

Rockysocks · ‎08-29-2021

@Anonymous wrote:
@Rockysocks wrote:.
Nice approval -- Congrats! & thanks for the DPs.

You're welcome!!

Rockysocks · ‎08-29-2021

@Taurus22 wrote:
Congrats on your Custom Cash approval!

I'm almost at that same point myself. If Citi financial analyst gives me more excuses this week when I speak to them, I'll probably end up doing a cold app for this and tossing my DC back in the SD on life support for the next 20 years. Getting impatient... Can I just have yours?

@Taurus22 I'd give you one if Citi let me have two! I just want to say thank you for your persistence and thorough updates to the forum about the PC mess. There were days when I was like, "I hope Taurus has some good news" as I checked the threads lol.

And I understand how you feel with SD-ing the DC. I'm like, Citi really must not want me to use the DC for anything ever again. I hope you are the lucky one that gets to PC your DC soon! Keep us posted!