Citi Custom Cash approval

[KatzNDawgs]

Throwing my DP out there in case it helps anyone. unfroze CR to check for Chase offers (I burned them almost 10 yr ago, they won't even give me a checking account yet). Chase was no on anything, so on a whim checked out Citi pre-approvals. Never had a Citi card, but had my eye on the custom cash as future possibility.

Was pre-approved for it (among other Citi cards), so pulled the trigger and got a yes. Pulled EQ, DP:

EQ FICO8 = 669

EQ HP 1/6, 1/12, 4/24

Last 30 day late dropped off 10/23

AoYA 6 mo

AAoA 8yr 1mo

AoOA 16yr 9mo

Util 35%

Income 85K

Starting CL of $3200

Was expecting much lower starting CL with approval, but also got SUB of $200 with 1.5K spend in 6 months and 0% APR for 15 months.

[MsSecondChance]

Congratulations!

[JoeRockhead]

Pretty nice approval, congratulations! 

[Snook_on_the_Line]

Congrats on your approval.    

[Patient957]

Congrats!

Surprised to hear Cap 1 is still mad after 10 years.  I thought I read they are pretty forgiving.

[NoMoreDebt]

congrats

[yam1rts]

Thats a great SL, if you optimize your rewards you’ll be spending only $500 which will report 16% Utilization. Big Congratulations 🎉

[cashorcharge]

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

[CreditAggie]

Congratulations on your Citi Custom Cash approval!

[LRC]

Congrats! I really enjoy my Citi custom cash--I'm sure it will for you, too!!