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$8,600 limit at 19.99% APR with 0% APR first 15 months. $300 SUB for $1,000 spend in first three months.
Stats:
Income: $80k
Score/bureau: 778, Experian Bankcard 8
Inquiries: 1/6, 2/12, 7/24
No derogatory marks
AoOA: 9.5 years
AAoA: 3.9 years
AoYA: 6 months
Aggregate utilization: 13%
Individual utilization, limits, account age:
$8.9k / $15.9k (57%) - 6 months
$1k / $14k (7%) - 2 yr 8 mo
$0.2k / $4.8k (5%) - 1 yr 8 mo
$79 / $30k (0%) - 3 yr 7 mo
$0 / $9k (0%) - 3 yr 11 mo
$0 / $3.1k (0%) - 3 yr 11 mo
I also have a 2.5 year old mortgage and 3 open installment loans, one 1.5 years old of 72 months and the other two of which are around 9 years old and under 20% of their original balances.
I am not thrilled with my APR but when I got my Citi Double Cash I was able to work them down to the lowest APR via chat over three consecutive days so that's worth a shot.
Happy Thanksgiving, everyone!
Congratulations on your Citi approval and Happy Holidays!!
Congrats on your approval! Such a nice SUB on a great card to fill in any rewards gaps you might have.
Congrats on your approval!! Happy Thanksgiving!
Congratulations on your Citi approval!!
Congrats on your Citi Custom Cash approval!
Congrats on your approval!
Congratulations on your approval!
Congrats on the approval!