cancel
Showing results for 
Search instead for 
Did you mean: 

Citi Custom Cash approved.

BH1985
Regular Contributor

Citi Custom Cash approved.

$8,600 limit at 19.99% APR with 0% APR first 15 months. $300 SUB for $1,000 spend in first three months. 

Stats:

 

Income: $80k
Score/bureau: 778, Experian Bankcard 8

Inquiries: 1/6, 2/12, 7/24

No derogatory marks
AoOA: 9.5 years

AAoA: 3.9 years

AoYA: 6 months

Aggregate utilization: 13%

Individual utilization, limits, account age:
 $8.9k / $15.9k (57%) - 6 months

 $1k / $14k (7%) - 2 yr 8 mo

 $0.2k / $4.8k (5%) - 1 yr 8 mo

 $79 / $30k (0%) - 3 yr 7 mo

 $0 / $9k (0%) - 3 yr 11 mo

 $0 / $3.1k (0%) - 3 yr 11 mo

 

I also have a 2.5 year old mortgage and 3 open installment loans, one 1.5 years old of 72 months and the other two of which are around 9 years old and under 20% of their original balances. 

I am not thrilled with my APR but when I got my Citi Double Cash I was able to work them down to the lowest APR via chat over three consecutive days so that's worth a shot. 

Happy Thanksgiving, everyone!

Message 1 of 22
21 REPLIES 21
CreditMagic7
Super Contributor

Re: Citi Custom Cash approved.

Congratulations on your Citi approval and Happy Holidays!!

Message 2 of 22
quikj9
Frequent Contributor

Re: Citi Custom Cash approved.

Congrats on your approval! Such a nice SUB on a great card to fill in any rewards gaps you might have.




Message 3 of 22
Ilinferno
Frequent Contributor

Re: Citi Custom Cash approved.

Congrats on your approval!! Happy Thanksgiving!

Message 4 of 22
mrcraft
Valued Contributor

Re: Citi Custom Cash approved.

Congratulations on your Citi approval!!




Message 5 of 22
Titans84
Established Contributor

Re: Citi Custom Cash approved.

Congrats on your Citi Custom Cash approval!

Current FICO 8:




Message 6 of 22
TSlop
Valued Contributor

Re: Citi Custom Cash approved.

Congrats on your approval!


Message 7 of 22
Rebuild2019
Valued Contributor

Re: Citi Custom Cash approved.

Congratulations 🎊🎈🎉 on your approval.

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 8 of 22
MartyWrite75
Valued Contributor

Re: Citi Custom Cash approved.

Congratulations on your approval!

November 2021: Experian 717 Equifax 716 Transunion 725


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 (Sock drawer) || Discover It: $4,900 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $7,550 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor || Citi Custom Cash

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 8%
Inquiries: Exp: (4) Trans: (0) Equif: (0)
Message 9 of 22
coreyb80
Senior Contributor

Re: Citi Custom Cash approved.

Congrats on the approval!

Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.