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Citi Custom Cash

Valued Member

Citi Custom Cash

I applied and was approved for the Citi Custom Cash card.  For those of you potentially interested in applying, here are some details.


Application was straight forward and I got an instant approval status.  I was approved for $8,000 credit limit.  I have one other Citi card (Double Cash).


Overall % Utilization at time of application was 10%. 


Before applying, my Experin FICO score 8 was 792 with 5 hard pulls, one of which is in the last 12 months.  The new inquiry caused my score to drop 3 points.


Citi offered balance transfer and temporary card number with a portion of the credit limit available immediately at the end of the application.


My grocery spend will move to this card instead of the Amex BCE.



Message 1 of 24

Re: Citi Custom Cash

Nice, grats on your Citi CC approval Smiley Happy

Message 2 of 24
Established Contributor

Re: Citi Custom Cash

congrats !!!  - You are the FIRST approval for this one on the forum

Message 3 of 24
Valued Contributor

Re: Citi Custom Cash

@Heath_Bar wrote:

... I was approved for $8,000 credit limit ... 

Nice approvalSmiley Happy -- Congrats! & thanks for the DPs.Smiley Wink

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board

Take the myFICO Fitness Challenge
Message 4 of 24
Regular Contributor

Re: Citi Custom Cash

Congrats on the approval! This is a very interesting card! Just read about it on here and on Citi website! Enjoy!

Experian FICO 8: 800!!/2 inq’s 0/12, 2/24
Equifax FICO 8: 775/3 inq’s 1/12, 2/24
Transunion FICO 8: 772/2 inq’s 0/12, 2/24
Message 5 of 24
Senior Contributor

Re: Citi Custom Cash

Congratulations on your Citi Custom Cash approval!

Current Cards (in order of approval):

Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:

Currently: 2/6, 2/12, 5/24
Message 6 of 24
Community Leader
Super Contributor

Re: Citi Custom Cash

Congrats on your approval

Message 7 of 24
Mega Contributor

Re: Citi Custom Cash

Congrats on your approval. $8K is not a bad SL from Citi either. Smiley Happy

Message 8 of 24
Super Contributor

Re: Citi Custom Cash

Nice approval and quick move on this one!


Can I be nosy and ask what the limit is on your DC?


Also, EX CC Fico 8 (900 max one off Citi site)?


For a friend.

Message 9 of 24
Super Contributor

Re: Citi Custom Cash

Congrats, comrade! Smiley Wink


F8 EQ: 809 | EX: 802 | TU: 805 | Accounts: 0/6 3/12 5/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 10 of 24
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