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Citi Custom cash approval

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arunkumarmm
Regular Contributor

Citi Custom cash approval

Last month, I apped for Citi Custom cash right after my Elan MCP and was denied for "too many inquiries" and later realized that they have a 1 inq in 5 day rule. So decided to wait 30 days and applied today and got instant approval for $6800 at 13.99%

402C6C30-2801-4C41-AE98-9810341FCD8F.png

 

Pulled EX @ 794

Inq: 3/6, 3/12, 6/24

New account: 2/6, 2/12, 4/24

Uti: 1%

 

 

 

 

 

Message 1 of 20
19 REPLIES 19
Rebuild2019
Valued Contributor

Re: Citi Custom cash approval

Congratulations 🎊🎈🎉 on your Citi approval. Nice SL.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 2 of 20
CreditPacMan
Established Contributor

Re: Citi Custom cash approval

Congrats on the approval.

Citi is always weird when it comes to CL (like why not $7000?)

Current Cards:
Message 3 of 20
Mr_Mojo_Risin
Senior Contributor

Re: Citi Custom cash approval

Congrats on a smooth pickup!

I've had this card for 3 months. We normally spend around $500 a month on groceries, so this card had been perfect for us. 

Hope it works out just as well for you.

Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 4 of 20
newfossil
Valued Contributor

Re: Citi Custom cash approval

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 5 of 20
M_Smart007
Legendary Contributor

Re: Citi Custom cash approval

Grats on the CC approval 👍

Message 6 of 20
Crowhelm
Established Contributor

Re: Citi Custom cash approval


@arunkumarmm wrote:

Last month, I apped for Citi Custom cash right after my Elan MCP and was denied for "too many inquiries" and later realized that they have a 1 inq in 5 day rule. So decided to wait 30 days and applied today and got instant approval for $6800 at 13.99%

402C6C30-2801-4C41-AE98-9810341FCD8F.png

 

Pulled EX @ 794

Inq: 3/6, 3/12, 6/24

New account: 2/6, 2/12, 4/24

Uti: 1%

 

 

 

 

 


Nice approval, My wife got the same, I got $1000 more on my CL but also 15.99% APR, lol. Go figure. The $200 SUB is nice on this card as well







Message 7 of 20
PandaGirl77
Regular Contributor

Re: Citi Custom cash approval

Congratulations on the approval! Great info to know, thank you for sharing DPs!









Message 8 of 20
Anonymous
Not applicable

Re: Citi Custom cash approval

Congratulations! Pretty good SL and good APR from Citi. Usually they are very high.

Message 9 of 20
CreditAggie
Community Leader
Super Contributor

Re: Citi Custom cash approval

Congratulations on your Citi Custom Cash approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 20
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