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Citi DC Approval and CLI

Valued Contributor

Citi DC Approval and CLI

Applied for it on the 8th and instant approval for $7.9k.  Card arrived on 5/15 and logged in to request a CLI, I requested $20k (aim high).  Email said it was sent for review.

 

About 30 minutes later got an email stating they couldn't not approve me for $20k but approved for $12.9k (HP appeared this morning dated yesterday).

 

Weird that my Citi Costco doesnt have an option to enter how much more I want, i get a denial for a CLI EVERY SINGLE time.  All well.

 

Did burn Citi on ch7 on 10/2010




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
17 REPLIES
Valued Contributor

Re: Citi DC Approval and CLI


@c00mtg wrote:

Applied for it on the 8th and instant approval for $7.9k.  Card arrived on 5/15 and logged in to request a CLI, I requested $20k (aim high).  Email said it was sent for review.

 

About 30 minutes later got an email stating they couldn't not approve me for $20k but approved for $12.9k (HP appeared this morning dated yesterday).

 

Weird that my Citi Costco doesnt have an option to enter how much more I want, i get a denial for a CLI EVERY SINGLE time.  All well.

 

Did burn Citi on ch7 on 10/2010


Congrats on approval and CLI. Mine started at $9k and have been getting SP CLI's. Just got another to $15.1k.

Message 2 of 18
Valued Contributor

Re: Citi DC Approval and CLI

Umm, so i should expect a SP CLI in say 3 months? lol




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 3 of 18
Established Contributor

Re: Citi DC Approval and CLI

Congrats on the approval. I tried this past February and got instantly declined. Called to recon and lady said she'd have to pull my credit again, but the reason for the initial denial was the 2011 BK, and I'd get denied again anyway. So, I said no thanks. I already have this card and other Citi CCs as AU, but I've been wanting to get my own.

Edit: my Fico 8 scores are all in the 750 range

BofA | Barclays | Cap One | Chase | Citi | Discover | PenFed | Synchrony (Lowe's, Amazon & PayPal 2% MC) | US Bank
Message 4 of 18
Contributor

Re: Citi DC Approval and CLI

Congrats!! I am still waiting for my first approval with Citi Smiley Frustrated




Navy Federal CLOC $15,000

Started Gardening 3/6/2018
Credit score's as of 2/20/18 TU 692 | EX 690 | EQ 639
Credit Goal: 720
Message 5 of 18
Community Leader
Super Contributor

Re: Citi DC Approval and CLI


@c00mtg wrote:

Applied for it on the 8th and instant approval for $7.9k.  Card arrived on 5/15 and logged in to request a CLI, I requested $20k (aim high).  Email said it was sent for review.

 

About 30 minutes later got an email stating they couldn't not approve me for $20k but approved for $12.9k (HP appeared this morning dated yesterday).

 

Weird that my Citi Costco doesnt have an option to enter how much more I want, i get a denial for a CLI EVERY SINGLE time.  All well.

 

Did burn Citi on ch7 on 10/2010


Congratulations! Citi has been a hard one for me after my Chapter 13 many years ago. I finally got my DC up to 8.3k and it has taken two years. Yours is outstanding! Smiley Happy


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover.. Fico 8: EX: 758; TU: 746; EQ: 762
Message 6 of 18
Community Leader
Super Contributor

Re: Citi DC Approval and CLI

I cant even get Citi to offer me any cli and my updated score with them is 771 . 2 years and I only see the blue not the greenSmiley Wink.

Outstanding sl, enjoySmiley Happy




Message 7 of 18
Senior Contributor

Re: Citi DC Approval and CLI

Congratulations!! 

Gardening until...



Message 8 of 18
Highlighted
Valued Contributor

Re: Citi DC Approval and CLI


@imaximous wrote:

Congrats on the approval. I tried this past February and got instantly declined. Called to recon and lady said she'd have to pull my credit again, but the reason for the initial denial was the 2011 BK, and I'd get denied again anyway. So, I said no thanks. I already have this card and other Citi CCs as AU, but I've been wanting to get my own.

Edit: my Fico 8 scores are all in the 750 range


If your BK is from 2011 and you got denied in February 2018, maybe try again on February 2019 when your BK is 8 years old.  Mine is 8 yrs old.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 9 of 18
Valued Contributor

Re: Citi DC Approval and CLI


@Card_Shark wrote:

Congrats!! I am still waiting for my first approval with Citi Smiley Frustrated


Been waiting forever to get this. Finally off my list!




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 10 of 18