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Citi DC-- Approved for 13.8K SL after garden

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Valued Contributor

Citi DC-- Approved for 13.8K SL after garden

I've been kind of bored in the garden and also looking for something that would give me a 0% BT while having some sort of long term value as a no annual fee card that will help my overall credit limit. After a bunch of moderately half-as*ed research, I determined that I'd probably like to rejoin the Citi world after burning them slightly when in law school (one 30 day late, but a full rescession-era payoff). 

 

Well, after a bunch of research, a big dinner, and copious amounts of wine and whiskey I am the proud owner of a Citi DoubleCash MasterCard with a SL of $13,800. That's actually the largest SL I have seen since starting the rebuild of my credit 3 years ago. Highest SL before that was 5500. Thanks Garden friends for the help, the tomfoolery, and general concept of discipline that has helped me get here. I've now eclipsed 50k (and 60k) for total lines. Going for 100k as the next great adventure. 

 

Data points:

 

EXP: 732 TU: 714 (EXP is now 727 after the hit, meaning they hit at least EXP on the pull)

Income: 162000

AAoA: 4 years 1 mo (per EXP)

Bourbon and bow ties.
Current Cards:



2020 Goals:
$100K total CL (through organic/soft pull growth; COMPLETE!)
750+ across bureaus
No real goal cards for now
Garden Forever.
Message 1 of 13
12 REPLIES 12
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Super Contributor

Re: Citi DC-- Approved for 13.8K SL after garden

Congratulations on your approval!
Message 2 of 13
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Senior Contributor

Re: Citi DC-- Approved for 13.8K SL after garden

Congrats on your Citi DC approval and monster SL! Smiley Very Happy





Message 3 of 13
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Valued Contributor

Re: Citi DC-- Approved for 13.8K SL after garden

Congratulations!



Message 4 of 13
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Super Contributor

Re: Citi DC-- Approved for 13.8K SL after garden

 

Congrats @dberryhill Nice limit Smiley Happy

 

Message 5 of 13
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Frequent Contributor

Re: Citi DC-- Approved for 13.8K SL after garden

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Amex Blue Cash $28k
Chase FU $11.2k
BOA Cash Rewards $20k
Comenity BJ's Perks Plus M/C $8k
Cap1 QS $750 (AU), BOA Auto
March. 2020 TU 781, EX 775, EQ 776
INQ 1/6, 1/12, 2/24.......TU-0, EX-2 EQ-2
Message 6 of 13
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Established Contributor

Re: Citi DC-- Approved for 13.8K SL after garden

Congrats and nice SL!!

Message 7 of 13
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Valued Contributor

Re: Citi DC-- Approved for 13.8K SL after garden

Thanks all!

Bourbon and bow ties.
Current Cards:



2020 Goals:
$100K total CL (through organic/soft pull growth; COMPLETE!)
750+ across bureaus
No real goal cards for now
Garden Forever.
Message 8 of 13
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Established Contributor

Re: Citi DC-- Approved for 13.8K SL after garden

Congratulations on your approval and nice SL!!!



Message 9 of 13
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Moderator

Re: Citi DC-- Approved for 13.8K SL after garden

@dberryhill Congrats

If you've learned anything in the garden, there should be five more threads coming, each one titled "Last Card before entering Garden for a long time" Smiley LOL

 

Message 10 of 13
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