No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
My current credit line is: $6,100 January 1st, 2017.
My starting credit line was: $4,600 July 1st, 2016.
First CLI: January 1st, 2017. $4,600 --> $6,100.
CLI was soft pull.
Spent $1,000+ and Paid in full every month.
This is my first CLI for Citi and it was a soft pull, I got the text that said no credit report would be obtained. I got my Citi DC on July 1st, 2016 and my CLI today January 1st, 2017. Happy New Years to everyone. I was given a 1.5k increase and my CL is now 6.1K.
When I applied for my first credit card (Chase Freedom, $500 CL) over the phone on Dec 2014, I never thought all my CL's would get to be 5k or more. I never thought I would have made money from sign up bonuses, rewards and cash back. I never thought I would be able to add family members as AU's and rise their credit scores and help them. Learning how to manage credit cards properly is surely a great thing to do. I will also always continue to thank the MyFico forums for really letting me see how it all works.
A Big Thank you to everyone that posts or reads.
The more you learn the better chance you'll be able to help someone in the future.
Wow, I really appreciate this journey. It's really all about patience and stickying with a game plan.
It's been a little over 2 years and I've came so far in my understanding and milestones.
At this point, I don't really need anymore credit cards. It all comes down to if I want to chase sign up bonuses or not.
Or if I want to add relatives as AU's or not. Well I wish you all the best with your journey's.
Congrats on the CLI
Congratulations on a very awesome increase! Pretty nice CL after only six months! This is only the beginning - more love is in the horizon! Happy for you! Enjoy!
@Anonymous wrote:Congratulations on a very awesome increase! Pretty nice CL after only six months! This is only the beginning - more love is in the horizon! Happy for you! Enjoy!
Yeah the Citi DC is my favorite all around card, I put a lot of spend through it, so having a higher limit is great. Anything over 5k is more than enough for me, but in 6 months i'll ask for more anyways to keep things progressing.