I requested a CLI on my Citi DC just a few moments ago and got a SP increase of $2k, going from $7k to $9k! I opened the account 6 months ago. I was really hesitant requesting the increase because I've used the card only ONCE since account opening to meet the SUB ($100 SUB when you spend $500). I didn't think I'd receive the CLI with the lack of use on the card. Since it showed the SP language, I figured why not. It worked out in my favor in the end. Still makes it my lowest limit card.
DP: TU FICO 8: 787 EQ Bankcard 8: 791 EX: Reports are frozen so unable to request from Discover. Uti: Less than 1% (0.0007% to be exact)
Truth, just use your card as best that suits your needs. Its a good card. Every 6 months have fun if you have the sp language. Mine wasnt there for like first year and half. Been there ever since but i cant get anything
8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810 Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k