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Citi DC CLI - $9k limit!

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Regular Contributor

Citi DC CLI - $9k limit!

I requested a CLI on my Citi DC just a few moments ago and got a SP increase of $2k, going from $7k to $9k! I opened the account 6 months ago. I was really hesitant requesting the increase because I've used the card only ONCE since account opening to meet the SUB ($100 SUB when you spend $500). I didn't think I'd receive the CLI with the lack of use on the card. Since it showed the SP language, I figured why not. It worked out in my favor in the end. Still makes it my lowest limit card.

DP:
TU FICO 8: 787
EQ Bankcard 8: 791
EX: Reports are frozen so unable to request from Discover.
Uti: Less than 1% (0.0007% to be exact)
6 REPLIES 6
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Valued Contributor

Re: Citi DC CLI - $9k limit!


@TruthHurts87 wrote:
I ...  got a SP increase of $2k, going from $7k to $9k! 
Uti: Less than 1% (0.0007% to be exact)

Awesome, TH. Congratulations! on the 28.5714285714% CLI (to be almost exact).

Thanks for the DPs. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 2 of 7
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Community Leader
Mega Contributor

Re: Citi DC CLI - $9k limit!

Congrats. If you got the sp language early and are getting approval, means you havent reached you max with Citi and your income must be good in relation to your credit, imo.
Message 3 of 7
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Regular Contributor

Re: Citi DC CLI - $9k limit!

AJC, thanks for the DP. I'll check for the SP language periodically and keep trying my luck. I'll try to put spend on it to just justify the increase.

@James_A Thank you.
Message 4 of 7
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Community Leader
Mega Contributor

Re: Citi DC CLI - $9k limit!

Truth, just use your card as best that suits your needs. Its a good card. Every 6 months have fun if you have the sp language. Mine wasnt there for like first year and half. Been there ever since but i cant get anythingSmiley Wink
Message 5 of 7
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Senior Contributor

Re: Citi DC CLI - $9k limit!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 6 of 7
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Senior Contributor

Re: Citi DC CLI - $9k limit!

Congrats on your CLI !!!!

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
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