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Citi DC CLI - $9k limit!

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Contributor

Citi DC CLI - $9k limit!

I requested a CLI on my Citi DC just a few moments ago and got a SP increase of $2k, going from $7k to $9k! I opened the account 6 months ago. I was really hesitant requesting the increase because I've used the card only ONCE since account opening to meet the SUB ($100 SUB when you spend $500). I didn't think I'd receive the CLI with the lack of use on the card. Since it showed the SP language, I figured why not. It worked out in my favor in the end. Still makes it my lowest limit card.

DP:
TU FICO 8: 787
EQ Bankcard 8: 791
EX: Reports are frozen so unable to request from Discover.
Uti: Less than 1% (0.0007% to be exact)
6 REPLIES 6
Valued Contributor

Re: Citi DC CLI - $9k limit!


@TruthHurts87 wrote:
I ...  got a SP increase of $2k, going from $7k to $9k! 
Uti: Less than 1% (0.0007% to be exact)

Awesome, TH. Congratulations! on the 28.5714285714% CLI (to be almost exact).

Thanks for the DPs. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2019): FICO 08 EXP: 747; TU: 749; EQ: 747
2019 Goal Score: 800 across the board


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Message 2 of 7
Community Leader
Mega Contributor

Re: Citi DC CLI - $9k limit!

Congrats. If you got the sp language early and are getting approval, means you havent reached you max with Citi and your income must be good in relation to your credit, imo.
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 7
Contributor

Re: Citi DC CLI - $9k limit!

AJC, thanks for the DP. I'll check for the SP language periodically and keep trying my luck. I'll try to put spend on it to just justify the increase.

@James_A Thank you.
Message 4 of 7
Community Leader
Mega Contributor

Re: Citi DC CLI - $9k limit!

Truth, just use your card as best that suits your needs. Its a good card. Every 6 months have fun if you have the sp language. Mine wasnt there for like first year and half. Been there ever since but i cant get anythingSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 7
Senior Contributor

Re: Citi DC CLI - $9k limit!

Congratulations on your CLI!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 6 of 7
Senior Contributor

Re: Citi DC CLI - $9k limit!

Congrats on your CLI !!!!

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 7
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