So these are a couple weeks old, and I wasn't going to make a post. I realized since then that my Citi card is kind of an anomaly after reading the forums, so I figured I might as well provide some info for more data points.
I recently have been racking up my rebuilder cards for an out-of-state move after a few months of being unemployed. That's mostly behind me, but I got bored a couple weeks ago and was checking out the preapproval sites, hoping something might come along to improve my utilization.
I was surprised that Citi came back with something. I thought they were strict. They gave me a $2k DoubleCash card, really nice of them, I'm gonna use it as my main card as soon as I get my Delta miles squared away. The "anomaly" besides even being given the card is it is kind of a low SL with an automatic World Elite status. I didn't think it even meant anything at first, and to be honest, it still doesn't Most of the perks are for things like upgrades at hotels I can't afford in the first place, but it's still kinda nice.
My other win was Delta Gold, which I heard is pretty easy to get. They courted me a lot during my unemployment, so I held off. I could use the points, so I said hey, if I got one new card today, let's do two. They approved me for $1k. Yes, I got in for the 50k miles after $2k spend in 3 months deal. That guarantees me at least my flight to Florida this winter, plus I have to go out of state for the holidays now and can use it for that as well.
I'm gonna garden these for awhile now and see how much I can milk them for points and stuff.
A little about my credit situation, I'm low-mid 600s right now and have been for a few months. I messed up my credit in my 20s by being poor and then even poorer, so I stopped caring for a long time and didn't bother with cards at all until 2015 when I came out of student loan rehab. My baddies are all old, but I have a pretty low AAoA for my age, I think.
|Total CL: $321.7k||UTL: 2%||AAoA: 7.0yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
Congrats OP! Are those your current scores in Signature? Very nicely done especially with citi if so! Citi hates me for whatever reason, only nut I can't crack yet..