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Citi DC and Delta Gold SkyMiles

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Anonymous
Not applicable

Citi DC and Delta Gold SkyMiles

So these are a couple weeks old, and I wasn't going to make a post. I realized since then that my Citi card is kind of an anomaly after reading the forums, so I figured I might as well provide some info for more data points.

 

I recently have been racking up my rebuilder cards for an out-of-state move after a few months of being unemployed. That's mostly behind me, but I got bored a couple weeks ago and was checking out the preapproval sites, hoping something might come along to improve my utilization. 

 

I was surprised that Citi came back with something. I thought they were strict. They gave me a $2k DoubleCash card, really nice of them, I'm gonna use it as my main card as soon as I get my Delta miles squared away. The "anomaly" besides even being given the card is it is kind of a low SL with an automatic World Elite status. I didn't think it even meant anything at first, and to be honest, it still doesn't Most of the perks are for things like upgrades at hotels I can't afford in the first place, but it's still kinda nice.

 

My other win was Delta Gold, which I heard is pretty easy to get. They courted me a lot during my unemployment, so I held off. I could use the points, so I said hey, if I got one new card today, let's do two. They approved me for $1k. Yes, I got in for the 50k miles after $2k spend in 3 months deal. That guarantees me at least my flight to Florida this winter, plus I have to go out of state for the holidays now and can use it for that as well.

 

I'm gonna garden these for awhile now and see how much I can milk them for points and stuff.

 

 

A little about my credit situation, I'm low-mid 600s right now and have been for a few months. I messed up my credit in my 20s by being poor and then even poorer, so I stopped caring for a long time and didn't bother with cards at all until 2015 when I came out of student loan rehab. My baddies are all old, but I have a pretty low AAoA for my age, I think. 

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Citi DC and Delta Gold SkyMiles

Amazing approvals.  Congrats.

Message 2 of 9
Anonymous
Not applicable

Re: Citi DC and Delta Gold SkyMiles

Congrats! Your AmEx will grow. My Delta has already went from 1k to 3k after 2 months.

Message 3 of 9
greent
Frequent Contributor

Re: Citi DC and Delta Gold SkyMiles

Congrats.

Message 4 of 9
RonM21
Valued Contributor

Re: Citi DC and Delta Gold SkyMiles

Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 9
Anonymous
Not applicable

Re: Citi DC and Delta Gold SkyMiles

Congrats on your approvals!
Message 6 of 9
Loquat
Moderator Emeritus

Re: Citi DC and Delta Gold SkyMiles

Congrats!

Message 7 of 9
CreditCuriosity
Moderator Emeritus

Re: Citi DC and Delta Gold SkyMiles

Congrats OP!  Are those your current scores in Signature?  Very nicely done especially with citi if so!  Citi hates me for whatever reason, only nut I can't crack yet..Smiley Happy

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 8 of 9
Anonymous
Not applicable

Re: Citi DC and Delta Gold SkyMiles

Congrats!

Message 9 of 9
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