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Citi DC

Frequent Contributor

Citi DC

So for the past month or so I've been getting citi mailers for the DC and diamond. Today I decided to to check their prequal just because... Pulled the trigger on the DC and was instantly approved for 2,000. Not great but not bad either. I have about 12 inq so I was expecting a denial.

Question. If I decide to pull the trigger on the diamond preferred would it result in one hp?
Message 1 of 11
Frequent Contributor

Re: Citi DC



Another app might result in an auto denial. I've heard a lot of people saying you can only put in one application every 8 days or something like that. So...might need to look into that first. 

♠Queen of Spades♠
Message 2 of 11
Super Contributor

Re: Citi DC


Catofspades is correct Citi has a policy of 2nd app 8 days later so no 2 app 1 pull deal there 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 11
Frequent Contributor

Re: Citi DC

Congratulations on your approval.

EX08: 750(12)inqs, TU08: 739 (11)inqs, EQ08: 731 (7)inqs. 4% util., $169,450 spread across 10 cards. THE DIRT: (1) 60 days late-9/13, (2) 30 days late-7/13 as of 6/8/18
Message 4 of 11
Frequent Contributor

Re: Citi DC

the mailers do work!
At least for Citi !
congrats....good card

Message 5 of 11
Frequent Contributor

Re: Citi DC

Thanks for the responses.
Good to know!

After sleeping on it I'm thankful they don't allow two applications. I really don't need to app for anymore cards. I just couldn't resist the DC it has been my dream card. And I've been denied a couple times before so it's nice to finally get approved and IN with citi.
Message 6 of 11
Valued Contributor

Re: Citi DC

Congrats on the approval! They are known to start of this card and a few others at low limits.

Total CL: $304.1kUTL: 3%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k |DISC-40.6k | PENFED-38.4k | AMEX-37k | NFCU-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-11.7k | CHASE-10k

Message 7 of 11
Valued Contributor

Re: Citi DC

Congrats on your approval!  Enjoy your new card! Smiley Very Happy

Message 8 of 11
Established Contributor

Re: Citi DC


Message 9 of 11
Frequent Contributor

Re: Citi DC

Congrats! I also pulled the trigger on DC a month or so ago (had gotten so many mailers) and got a (compared to my other cards) relatively low starting limit of $2600 so you're definitely not alone in that department Smiley Happy

Message 10 of 11
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