I got a "pre-selected to apply" letter with a single apr of 22.99% and 0% for 18mo in the mail. I went online to the prequalify page and they offered 13.49% instead and 0% for 21 months. I took the online offer and was immediately approved for $5500. Yay!
That's a success, but I was hoping for a higher limit. Is it worth calling to recon the SL?