Citi Diamond Preferred Approval

[snowkitty]

I've been wanting to add a Mastercard to complete my cards and have been eyeing the Citi Diamond Preferred for several months now. I app'd for it today and was instantly approved for 6,000.00  I really thought the card was out of my league for some reason but obviously not!    I know it's not a rewards card but it's 0% interest for 18 months and I plan to transfer a balance over to it in a few months to keep 0% interest going on a purchase I made. Citi must be alittle strange at times because I called them last week for a cli on my shell card and they said no....that credit limit sits at 600.00....lol

[ObeyJohnny12]

Nice! Congrats!

[youngandcreditwrthy]

Congrats!! This is pretty card!
Be sure to sign up for citideals! They'll give you a free 1000 points!!
You get 10% back in Citideal points btw!

[youngandcreditwrthy]

What were you scores? Aaoa? Util?

[snowkitty]

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@youngandcreditwrthy wrote:
Congrats!! This is pretty card!
Be sure to sign up for citideals! They'll give you a free 1000 points!!
You get 10% back in Citideal points btw!

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Thanks for the tip! I guess I will see that when my online account is set up?

[snowkitty]

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@youngandcreditwrthy wrote:
What were you scores? Aaoa? Util?

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Citi pulled EQ and it said my score was 740. I have no idea what my aaoa is.....all my accounts have been opened in the past 12 months. I do have a mortgage still showing up on EQ that was pif 10 years ago so that factors in some I guess. My overall utility is 8% right now.

[Epcot]

That's great, Congrats!

[09Lexie]

Nice CL. Congrats!

[youngandcreditwrthy]

Niiiice!! Of course youd be approved w those stats! Lol

[WarJar101]

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@snowkitty wrote:

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@youngandcreditwrthy wrote:
What were you scores? Aaoa? Util?

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Citi pulled EQ and it said my score was 740. I have no idea what my aaoa is.....all my accounts have been opened in the past 12 months. I do have a mortgage still showing up on EQ that was pif 10 years ago so that factors in some I guess. My overall utility is 8% right now.

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Stop trying to be modest snowkitty, that mortgage account "paid as agreed" definitely helps alot. With that score and history, you're in a great position! Lol, keep up the good work and congratulations!