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Citi Diamond Preferred CLI

K-in-Boston
Moderator

Citi Diamond Preferred CLI

Feeling inspired by my wife's $20k Amex CLI I decided to spin the roulette wheel myself tonight.  No go on Discover it card (last CLI for me was mid-March) but I did just get $3500 of soft pull luv from Citi on my Diamond Preferred Card.  I know they've pulled a more recent EQ 08 Bankcard score on me, but I can't see it yet.  Current vanilla EQ08 is 746 and util at about 23% on reports.  Not too bad for 2 SPs on what began as a smaller $5600 card a little over 9 months ago.  As long as it continues to grow, I can deal with Citi being slow and steady with CLIs as long as the CLIs keep coming.  Still planning to PC to Dividend when the time comes.

Message 1 of 11
10 REPLIES 10
AverageJoesCredit
Mega Contributor

Re: Citi Diamond Preferred CLI

Congrats K and big congrats to DWSmiley Happy.
Message 2 of 11
bigpoppa09
Established Contributor

Re: Citi Diamond Preferred CLI

Congrats K is your EQ Report clean?

Message 3 of 11
K-in-Boston
Moderator

Re: Citi Diamond Preferred CLI

Thank you, sirs.  Yes, all of my reports have always been spotless, just held down for many years by high utilization.  I fell into a bad crowd here at myFICO and have a lot of new accounts, so now I'm remanded to custody in the garden.

Message 4 of 11
Total80sKid
Valued Contributor

Re: Citi Diamond Preferred CLI

Congrats, Big K!
Message 5 of 11
Irish80
Moderator Emeritus

Re: Citi Diamond Preferred CLI

Congrats on the CLI

Message 6 of 11
metech
Regular Contributor

Re: Citi Diamond Preferred CLI

Congrats on the progress in the short amount of time.

 

Is CLI request always soft pull with CITI cards ?

Message 7 of 11
doinit1
Valued Contributor

Re: Citi Diamond Preferred CLI

Congrats to you and the wife!!Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 8 of 11
Miesterbro
Valued Contributor

Re: Citi Diamond Preferred CLI

Congrats K-in-Boston. 🎉🎊🍾🎈🐬


(10/05/18)
Message 9 of 11
K-in-Boston
Moderator

Re: Citi Diamond Preferred CLI


@metech wrote:

Congrats on the progress in the short amount of time.

 

Is CLI request always soft pull with CITI cards ?


Thank you. When you go to the Increase Credit Line screen, pay attention to the wording. If it specifically says "a credit bureau report will not be requested" it is a SP. If not, it is a HP. After receiving a SP increase, there is an option to request more and that is certainly a HP if you do. Also, with Citi you must wait 6 months between CLIs, although you do not need to have the account open that long before receiving your first CLI. Hope that helps!

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