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Citi Diamond Preferred Card approval !

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Contributor

Citi Diamond Preferred Card approval !

Citi has a good offer for balance transfers  (0% APR for 21 months)!  I discovered the offer from a link on the Washington Post website.

 

After reading the offer, reading a lot of reviews on several sites and mulling things over for a day, I took my chance and app'd for the card from their website. Instant approval with a $8,000.00 CL, and a 12.24 % rate (after the 21 month 0% term ends).

 

The Citi Simplicity Card has the same balance transfer terms, but the APR is mildly higher on the lower end of the offered APR spectrum ( 13.24% -vs- 12.24%).  Not the lowest rate out there, but 21 months of no interest for a balance transfer (with a 3% fee) is tough to beat!

 

 

I don't have any experience whatsoever with Citibank. Hopefully, this was a good choice for my portfolio.

EQ: 850 (01/2018)
TU: 830 (1/2018)
EXP: 825 (06/2018)
USAA Sig. VISA (7.25%) - AMEX Zync (NPSL)- AMEX Everyday (14.99%)- NFCU VISA Signature (10.65%) - Simmons First National Bank VISA (8.25%) - Citi Thank You Rewards Mastercard (12.65%)-USAA "Limitless" Cashback Rewards VISA Signature (14.45%)-AMEX Cash Magnet (13.25%)
10 REPLIES 10
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Member

Re: Citi Diamond Preferred Card approval !

Congratz!!!!! Been saving this one for when I need to make a big purchase. Citi is good to have a relationship with.
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Super Contributor

Re: Citi Diamond Preferred Card approval !

Congrats! on the approval and SL.

 

In the future you can always request periodic APR Reductions too.

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Rebuild Begin 7/22-FICO alternating avg's 650 + - So in the drink for awhile UGH
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Established Contributor

Re: Citi Diamond Preferred Card approval !

Congrats!

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Valued Contributor

Re: Citi Diamond Preferred Card approval !

Good deal. That's a nice starting limit for that card, and IMO it is always good to have a 0 interest card in one's wallet.

Fico Scores 11/14/16: EX 735,EQ 713,TU 690

Citi Costco$15,000/BBVA Am Ex $7000/Am Ex BCE $24,000/Macy's Am Ex $6000/ Macy's $6800,LL Bean Visa$3400/Citi DP $4100/Citi DC $4400/Bloom AmEx$7000, Bloom $7300,TotalRewardsVisa $2000 Blispay $7500,Cabelas Visa $7000/Discover $1800/ Quicksilver $4300/ J Crew $6600/Dillard's $1600/Barney's $24,000/Care Credit $5000/Stash Visa $6000 JCP $2300 Hyatt Visa $10,000, Deer Valley CU Visa $3000 and$1000 Sync Home $6500, Wells comm$4700, Saks2000
Message 5 of 11
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Super Contributor

Re: Citi Diamond Preferred Card approval !

Congrats



EX08 658 EQ08 664 TU08 672 Total Credit Line: 63,550Utilization: 19.4%Inquiries: EQ8 EX11 TU11
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Senior Contributor

Re: Citi Diamond Preferred Card approval !

Very nice, congrats on the Citi approval !!

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Frequent Contributor

Re: Citi Diamond Preferred Card approval !

Congrats! Nice card.
Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K
Message 8 of 11
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Frequent Contributor

Re: Citi Diamond Preferred Card approval !

Citi imo are very conservative lender. You received a very nice SL and congrats!

Ymmv ~ Cheers!

Discover it (4k), United (8k), Southwest (9k), AARP (5k), Hyatt (8k), Freedom (8k), Venture (20k), Quicksilver (30k), Hawaiian (15k), Cabelas (4k), BofA Cash (1.5k), Amex Hilton (10k), Citi Voyager (5k), Citi AA Platinum (4k), Farmers (7.5k), Amex Spg (10k)
Message 9 of 11
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Contributor

Re: Citi Diamond Preferred Card approval !

Congrats! I just pulled the trigger on the diamond preferred, we've got some home improvement things I want to do and couldn't pass up the 0% for 21 months. Approved for $6200. I'll hit the luv button when card is activated.  They pulled experian, score 762

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