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Citi Diamond Preferred pre-qual letter - Approved $4.5k

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Anonymous
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Citi Diamond Preferred pre-qual letter - Approved $4.5k

My first mainstream card since the rebuilding began 1.5 years ago. I received the letter yesterday, and researched this forum. Everyone said the letter was a solid offer, and that was my experience too. I've tried the pre approved website, no luck in the past. I also cold app'd 5-6 months ago and was declined. 

 

I received 0% for 18 months, then 20.24%. SL is $4,500, not quite as good as my $20k venture, but better than my $1k Barclays, lol. This is very timely as I had a $2,000 emergency vet bill over the weekend, so I'll transfer this over from my Cap1 venture. 

 

I've gone through a bunch of the subprime cards, Cap1, Merrick, Barclays, etc......glad to be back in the majors. Since I burned Chase with a foreclosure 7 yrs ago, and BoA charged off a large cc, Citi is probably my only option for a while as Discover and Amex declined me a couple months ago too. 

 

Now for for the stats: All 3 scores in the 660-670 range, one $200 medical collection, and a settled tax lien still showing.

Message 1 of 5
4 REPLIES 4
RonM21
Valued Contributor

Re: Citi Diamond Preferred pre-qual letter - Approved $4.5k

Congrats on the approval and the rebuild success so far!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 5
Anonymous
Not applicable

Re: Citi Diamond Preferred pre-qual letter - Approved $4.5k

Congrats on your progress and approval and not-horrible SL. Smiley Happy
Message 3 of 5
Anonymous
Not applicable

Re: Citi Diamond Preferred pre-qual letter - Approved $4.5k

Congrats on the approval !!!

Message 4 of 5
alextercero
Super Contributor

Re: Citi Diamond Preferred pre-qual letter - Approved $4.5k

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (March 2024)


Credit Age:

Inquiries:

Message 5 of 5
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