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Citi Double Cash Approval (Citi 6/6 is REAL) !

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OmarR
Established Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !


@CreditCuriosity wrote:

@OmarR wrote:

@CreditCuriosity wrote:

6/6 rule.. Never heard of this rulewith citi care to explain?

 

Congrats on the approval


Citi's soft rule is no more than 6 inq's in 6 months.


Lol certainly not for me Smiley Happy..  All profile specific regardless congrats as I have has 12+ accounts in 6 months and approved Smiley Happy


Hence the "soft". 

 EQ=850   EX=845   TU=843       0/24       UTIL=$1    AZEO

Message 11 of 22
Anonymous
Not applicable

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Good stuff happening with Citi today. I started at $500 last year and I'm up to $3500 so you should be able to see some good growth in no time. Smiley Happy
Message 12 of 22
Anonymous
Not applicable

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Congrats! 🎊👏🎉
Message 13 of 22
kdm31091
Super Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !


@CreditCuriosity wrote:

@OmarR wrote:

@CreditCuriosity wrote:

6/6 rule.. Never heard of this rulewith citi care to explain?

 

Congrats on the approval


Citi's soft rule is no more than 6 inq's in 6 months.


Lol certainly not for me Smiley Happy..  All profile specific regardless congrats as I have has 12+ accounts in 6 months and approved Smiley Happy


This exactly. The Citi 6/6 rule is definitely not hard coded such as Chase 5/24. Citi's applies to some people but not others.

Message 14 of 22
AverageJoesCredit
Legendary Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Basically they approve or deny who they wantSmiley Wink
Message 15 of 22
RonM21
Valued Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Congrats on the approval!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 16 of 22
Anonymous
Not applicable

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Congrats on your approval @patoot10

And thanks for that tidbit on 6/6 for new customers. I plan to apply for the DC the first half of next year.

Message 17 of 22
Anonymous
Not applicable

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Congrats

Message 18 of 22
pinkandgrey
Senior Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Ah, the approval screen is a beautiful thing, isn’t it? Such a good feeling. Congrats! I do have to note, however, that the Citi 6/6 rule is obviously not hard and fast. I was approved for a DC at a time when I had around 7 inqs all from within the last MONTH. 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 19 of 22
patoot10
Frequent Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

It's not a hard rule like Chase 5/24. But in my case it was the only thing stopping me from getting a Citi card as I explained in the topic.




Message 20 of 22
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