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Citi Double Cash Approval (Citi 6/6 is REAL) !

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Re: Citi Double Cash Approval (Citi 6/6 is REAL) !


@CreditCuriosity wrote:

@OmarR wrote:

@CreditCuriosity wrote:

6/6 rule.. Never heard of this rulewith citi care to explain?

 

Congrats on the approval


Citi's soft rule is no more than 6 inq's in 6 months.


Lol certainly not for me Smiley Happy..  All profile specific regardless congrats as I have has 12+ accounts in 6 months and approved Smiley Happy


Hence the "soft". 

    EQ=841        TU=822         EX=822      INQ=0/0/0     UTIL=1%        AZEO
Message 11 of 22
Community Leader
Senior Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Good stuff happening with Citi today. I started at $500 last year and I'm up to $3500 so you should be able to see some good growth in no time. Smiley Happy


FICO 8 Scores (11/11/19) | Equifax: 779 | TransUnion: 759 | Experian: 753 | Goal: CSR. I'll get you my pretty!
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Message 12 of 22
Frequent Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Congrats! 🎊👏🎉
BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa ($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000) Jan. 2019
Target RedCard ($500) April 2019
Venus Comenity ($500) May 2019 no HP


FICO 8 SCORES: 06-02-2019616 TU613 EX638 EQ
Message 13 of 22
Super Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !


@CreditCuriosity wrote:

@OmarR wrote:

@CreditCuriosity wrote:

6/6 rule.. Never heard of this rulewith citi care to explain?

 

Congrats on the approval


Citi's soft rule is no more than 6 inq's in 6 months.


Lol certainly not for me Smiley Happy..  All profile specific regardless congrats as I have has 12+ accounts in 6 months and approved Smiley Happy


This exactly. The Citi 6/6 rule is definitely not hard coded such as Chase 5/24. Citi's applies to some people but not others.

Message 14 of 22
Community Leader
Mega Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Basically they approve or deny who they wantSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
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Message 15 of 22
Valued Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Congrats on the approval!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 16 of 22
Community Leader
Senior Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Congrats on your approval @patoot10

And thanks for that tidbit on 6/6 for new customers. I plan to apply for the DC the first half of next year.

Got some pruning to do... No more new cards!
Message 17 of 22
Frequent Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Congrats







Biz Cards
Message 18 of 22
Community Leader
Valued Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

Ah, the approval screen is a beautiful thing, isn’t it? Such a good feeling. Congrats! I do have to note, however, that the Citi 6/6 rule is obviously not hard and fast. I was approved for a DC at a time when I had around 7 inqs all from within the last MONTH. 

Discover It: 19.7k
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~~~~~~~~~~~~~~~~~~
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Message 19 of 22
Frequent Contributor

Re: Citi Double Cash Approval (Citi 6/6 is REAL) !

It's not a hard rule like Chase 5/24. But in my case it was the only thing stopping me from getting a Citi card as I explained in the topic.





Message 20 of 22
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