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Citi Double Cash Approval

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Frequent Contributor

Citi Double Cash Approval

I recently closed my Venture before the AF hit, so I was in the market for a 2% card. I have never had a Citi card so I left the garden I was in since 10/2017 and spun the credit card application roulette wheel.

 

Data Points:

Pulled Experian FICO 816 (No Derogs, No Collections) and Equifax FICO 833(No Derogs, No Collections)

Instant approval for $5,300

Open Accounts 7 (6 cards, 1 HELOC)  <1% DTI
Total Credit Limits including HELOC: $164K

Newest card: 10/2017

Experian HPs: 2  (Both falling off within 6 mos.)

Income: 60K

 

Edited to add Equifax HP

 

 

Personal cards:
Amex Blue Cash Preferred | Capital One Quicksilver VS | Chase Freedom VS | Chase IHG Select WMC | Discover It | NFCU CashRewards MC | US Bank Cash+ VS
Business cards:
Amex Blue Business Cash (Hidden TL)
Total Credit Lines: $150K, DTI: 1%
In the Garden!
July 2020 FICO 8 Scores: EX 808 | EQ 820 | TU 820
Will answer questions about underwriting.
Message 1 of 10
9 REPLIES 9
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Regular Contributor

Re: Citi Double Cash Approval

congrats-you.jpg

Personal:
Personal:
Business:
Message 2 of 10
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Frequent Contributor

Re: Citi Double Cash Approval

W00t, good job!
$1,000 is a lot to owe, yet little to have.
Credit Cards

Debit Cards



Message 3 of 10
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Frequent Contributor

Re: Citi Double Cash Approval

Very nice, great job! 



Current Scores Jul 2020 – FICO 8
Message 4 of 10
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Valued Contributor

Re: Citi Double Cash Approval

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the Approval, the AWESOME SL and Thanks for the DPs!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 5 of 10
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Senior Contributor

Re: Citi Double Cash Approval

Congrats on your approval and very nice SL!!!

Welcome to Citi family

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 10
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Valued Contributor

Re: Citi Double Cash Approval

Congrats on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 702 EQ 705 TU(1) 718
AAOA 4.6yrs TCL=300,700
Message 7 of 10
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Community Leader
Super Contributor

Re: Citi Double Cash Approval

Congratulations on CitiDC. I like the 2%. I don’t like the $25 redeem minimum.

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 8 of 10
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Community Leader
Senior Contributor

Re: Citi Double Cash Approval

Congrats! That’s about my favorite card!

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 9 of 10
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Senior Contributor

Re: Citi Double Cash Approval

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

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