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I recently closed my Venture before the AF hit, so I was in the market for a 2% card. I have never had a Citi card so I left the garden I was in since 10/2017 and spun the credit card application roulette wheel.
Data Points:
Pulled Experian FICO 816 (No Derogs, No Collections) and Equifax FICO 833(No Derogs, No Collections)
Instant approval for $5,300
Open Accounts 7 (6 cards, 1 HELOC) <1% DTI
Total Credit Limits including HELOC: $164K
Newest card: 10/2017
Experian HPs: 2 (Both falling off within 6 mos.)
Income: 60K
Edited to add Equifax HP
Very nice, great job!
YOU...
CONGRATS on the Approval, the AWESOME SL and Thanks for the DPs!!!
Congrats on your approval and very nice SL!!!
Welcome to Citi family
Congrats on your approval!!
Congrats! That’s about my favorite card!
Congratulations!