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Citi Double Cash Card Approval

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Mike1014805
New Contributor

Citi Double Cash Card Approval

So I decided to bite the bullet and apply for the Citi Double Cash Card today. 

I was interested in the 0% interest for 18 months on Balance Transfers. 

Well, despite my 667 Equifax Fico 8 Score (according to Citi) I was immediately approved. 

My current limit is $3,000 (but I'm hoping in 6 months it'll get bigger). I think the only reason I was approved for this card is because of my Costco Citi Visa Card that I've had since April 2022. And in the time I've had the Costco Visa, I've gone from $4100 to $8100 (just got another increase last week actually). This is why I'm hoping they'll increase my limit on this card as well. 


I do have a question though: how exactly do Balance Transfers work? I've never done one before. 

12 REPLIES 12
alextercero
Super Contributor

Re: Citi Double Cash Card Approval

Congrats on the approval

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (February 2024)


Credit Age:

Inquiries:

Message 2 of 13
M_Smart007
Legendary Contributor

Re: Citi Double Cash Card Approval

Congratulations on your Approval 🎉

Message 3 of 13
JoeRockhead
Senior Contributor

Re: Citi Double Cash Card Approval

Congratulations on your approval!

Message 4 of 13
BigBS
Senior Contributor

Re: Citi Double Cash Card Approval

Congrats on the approval! For the BT, Citi will require information about the card you wish to payoff and schedule the transfer. What questions do you have? Lots of info here and other places on how to do them or what to expect.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 5 of 13
CivalV
Established Contributor

Re: Citi Double Cash Card Approval

Just to add to your note about having the Citi Costco card first.. I had the same situation. I had a Citi Costco card for about 2 years good payment history and usage. The limit was $4k. I applied for the Double Cash and was approved with verification for a SL of $6700 but they dropped my limit to $5100 after not utilizing it much. 

 

Congratulations on your approval! 

Message 6 of 13
CreditAggie
Community Leader
Super Contributor

Re: Citi Double Cash Card Approval

Congratulations on your Citi Double Cash approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 13
cashorcharge
Community Leader
Senior Contributor

Re: Citi Double Cash Card Approval

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 13
slickwidit
Established Contributor

Re: Citi Double Cash Card Approval

congrats on the double cash approval!

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 9 of 13
CreditMagic7
Mega Contributor

Re: Citi Double Cash Card Approval

Congratulations on the Citi Double Cash Card approval!

Message 10 of 13
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