Citi Double Cash Credit Limit INCREASE

[Anonymous]

So when I got my shiny new Citi DCB a few months ago they gave me an embarrassing $1200 CL. I repeatedly asked them to increase it as I can't really do anything with such a paltry limit. They didn't buckle and always said I had too many recent credit inquiries on my report. So today I stumbled upon this thread and saw that someone said you should inquire for $25k and they'd counter-offer if they didn't like it. I first went in and requested "a" credit line increase. They bumped me from $1200 to $2600 instantly. At the end of the approval message there's another field asking for a higher increase. I filled it out and asked for $20k (which would result in a HP of course). Now guess what: just got an email that the $20k limit was approved. The DCB has just replaced the FIA Amex as #1 card in my wallet for non-category spend ;-)

[Creditaddict]

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@Anonymous wrote:

So when I got my shiny new Citi DCB a few months ago they gave me an embarrassing $1200 CL. I repeatedly asked them to increase it as I can't really do anything with such a paltry limit. They didn't buckle and always said I had too many recent credit inquiries on my report. So today I stumbled upon this thread and saw that someone said you should inquire for $25k and they'd counter-offer if they didn't like it. I first went in and requested "a" credit line increase. They bumped me from $1200 to $2600 instantly. At the end of the approval message there's another field asking for a higher increase. I filled it out and asked for $20k (which would result in a HP of course). Now guess what: just got an email that the $20k limit was approved. The DCB has just replaced the FIA Amex as #1 card in my wallet for non-category spend ;-)

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GOOD JOB!

[Anonymous]

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@Anonymous wrote:

So when I got my shiny new Citi DCB a few months ago they gave me an embarrassing $1200 CL. I repeatedly asked them to increase it as I can't really do anything with such a paltry limit. They didn't buckle and always said I had too many recent credit inquiries on my report. So today I stumbled upon this thread and saw that someone said you should inquire for $25k and they'd counter-offer if they didn't like it. I first went in and requested "a" credit line increase. They bumped me from $1200 to $2600 instantly. At the end of the approval message there's another field asking for a higher increase. I filled it out and asked for $20k (which would result in a HP of course). Now guess what: just got an email that the $20k limit was approved. The DCB has just replaced the FIA Amex as #1 card in my wallet for non-category spend ;-)

Congrats!  Can you share your stats? I am doing this in December when some of my inquiries age.

[Anonymous]

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@MstrPTato wrote:

Congrats!  Can you share your stats? I am doing this in December when some of my inquiries age.

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Stats? Dunno! FICO somewhere in the 740-750 ballpark and currently 5 HP or so. My total CL across all cards is somewhere $90k-100k now.

[Anonymous]

i just got my citi double cash 4 months ago and i also have the 1200 limit i've tried to increase the limit a couple times but it never asks me online or if i call it in for a number i want to increase to they just say i have been denied. how did you ask for 20,000  thanks 

[Creditaddict]

Online you don't have an option to submit for a manual review after the computer auto denies?

[DoroLucky]

Hmmmm I'm so tempted to apply for a Citi card....which CR do they pull? Please say EX LOL

[DoroLucky]

Had one in the past. Acct was always in good standing.

[Creditaddict]

Ex usuallu

[DoroLucky]

Great.....I have no prequalify jmmmm lol