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Citi Double Cash Credit Limit INCREASE

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Regular Contributor

Re: Citi Double Cash Credit Limit INCREASE

So when I got my shiny new Citi DCB a few months ago they gave me an embarrassing $1200 CL. I repeatedly asked them to increase it as I can't really do anything with such a paltry limit. They didn't buckle and always said I had too many recent credit inquiries on my report. So today I stumbled upon this thread and saw that someone said you should inquire for $25k and they'd counter-offer if they didn't like it. I first went in and requested "a" credit line increase. They bumped me from $1200 to $2600 instantly. At the end of the approval message there's another field asking for a higher increase. I filled it out and asked for $20k (which would result in a HP of course). Now guess what: just got an email that the $20k limit was approved. The DCB has just replaced the FIA Amex as #1 card in my wallet for non-category spend ;-)

Message 41 of 71
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Epic Contributor

Re: Citi Double Cash Credit Limit INCREASE


@julianb wrote:

So when I got my shiny new Citi DCB a few months ago they gave me an embarrassing $1200 CL. I repeatedly asked them to increase it as I can't really do anything with such a paltry limit. They didn't buckle and always said I had too many recent credit inquiries on my report. So today I stumbled upon this thread and saw that someone said you should inquire for $25k and they'd counter-offer if they didn't like it. I first went in and requested "a" credit line increase. They bumped me from $1200 to $2600 instantly. At the end of the approval message there's another field asking for a higher increase. I filled it out and asked for $20k (which would result in a HP of course). Now guess what: just got an email that the $20k limit was approved. The DCB has just replaced the FIA Amex as #1 card in my wallet for non-category spend ;-)


GOOD JOB!

Message 42 of 71
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Senior Contributor

Re: Citi Double Cash Credit Limit INCREASE


@julianb wrote:

So when I got my shiny new Citi DCB a few months ago they gave me an embarrassing $1200 CL. I repeatedly asked them to increase it as I can't really do anything with such a paltry limit. They didn't buckle and always said I had too many recent credit inquiries on my report. So today I stumbled upon this thread and saw that someone said you should inquire for $25k and they'd counter-offer if they didn't like it. I first went in and requested "a" credit line increase. They bumped me from $1200 to $2600 instantly. At the end of the approval message there's another field asking for a higher increase. I filled it out and asked for $20k (which would result in a HP of course). Now guess what: just got an email that the $20k limit was approved. The DCB has just replaced the FIA Amex as #1 card in my wallet for non-category spend ;-)

Congrats!  Can you share your stats? I am doing this in December when some of my inquiries age.

 

Message 43 of 71
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Regular Contributor

Re: Citi Double Cash Credit Limit INCREASE


@MstrPTato wrote:
Congrats!  Can you share your stats? I am doing this in December when some of my inquiries age.

Stats? Dunno! FICO somewhere in the 740-750 ballpark and currently 5 HP or so. My total CL across all cards is somewhere $90k-100k now.

Message 44 of 71
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New Member

Re: Citi Double Cash Credit Limit INCREASE

i just got my citi double cash 4 months ago and i also have the 1200 limit i've tried to increase the limit a couple times but it never asks me online or if i call it in for a number i want to increase to they just say i have been denied. how did you ask for 20,000  thanks 

Message 45 of 71
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Epic Contributor

Re: Citi Double Cash Credit Limit INCREASE

Online you don't have an option to submit for a manual review after the computer auto denies?
Message 46 of 71
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Valued Contributor

Re: Citi Double Cash Credit Limit INCREASE

Hmmmm I'm so tempted to apply for a Citi card....which CR do they pull? Please say EX LOL
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 47 of 71
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Valued Contributor

Re: Citi Double Cash Credit Limit INCREASE

Had one in the past. Acct was always in good standing.
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 48 of 71
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Epic Contributor

Re: Citi Double Cash Credit Limit INCREASE

Ex usuallu
Message 49 of 71
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Valued Contributor

Re: Citi Double Cash Credit Limit INCREASE

Great.....I have no prequalify jmmmm lol
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 50 of 71
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