Hi all,
Just wanted to share a data point as I am absolutely stunned that I finally got in with Citi!!!!!!! Only took three tries with the first two being declined for too many inquiries!
-Credit report and score pulled: Experian at 722.
-Income: 46k
-AAOA: 9 months
-Oldest account: 1 year and 4 months.
-Newest account: 1 Amex from March and two that haven’t reported yet from June😁
-Total accounts: 12 on Experian, soon to be 14 when new Amex cards report.
-Inquiries: 19 total on Experian, but no inquiries since January 13, 2018 (Amex doesn’t hard pull current members.)
-Clean file with no baddies of any kind other than inquiries.
Instant approval for $3,300! Also, applied under the $150 after $500 bonus link!
Hope this helps others who are on the fence and have similar stats!
Officially out out of the garden and man does it feel good
Just wanted to share a data point as I am absolutely stunned that I finally got in with Citi!!!!!!! Only took three tries with the first two being declined for too many inquiries!
-Credit report and score pulled: Experian at 722.
-Income: 46k
-AAOA: 9 months
-Oldest account: 1 year and 4 months.
-Newest account: 1 Amex from March and two that haven’t reported yet from June😁
-Total accounts: 12 on Experian, soon to be 14 when new Amex cards report.
-Inquiries: 19 total on Experian, but no inquiries since January 13, 2018 (Amex doesn’t hard pull current members.)
-Clean file with no baddies of any kind other than inquiries.
Instant approval for $3,300! Also, applied under the $150 after $500 bonus link!
Hope this helps others who are on the fence and have similar stats!
Officially out out of the garden and man does it feel good
Thats awsome I really want a citi card I just went in the garden that approval just makes me want to hop out and hit apply! Congradulations on the approval and nice SL
@Anonymous wrote:Hi all,
Just wanted to share a data point as I am absolutely stunned that I finally got in with Citi!!!!!!! Only took three tries with the first two being declined for too many inquiries!
-Credit report and score pulled: Experian at 722.
-AAOA: 9 months
-Oldest account: 1 year and 4 months.
-Newest account: 1 Amex from March and two that haven’t reported yet from June😁
-Total accounts: 12 on Experian, soon to be 14 when new Amex cards report.
-Inquiries: 19 total on Experian, but no inquiries since January 13, 2018 (Amex doesn’t hard pull current members.)
-Clean file with no baddies of any kind other than inquiries.
Instant approval for $3,300! Also, applied under the $150 after $500 bonus link!
Hope this helps others who are on the fence and have similar stats!
Officially out out of the garden and man does it feel good
I'm taking the plunge myself and hopefully i can get a a beautiful card from citi to do you know if they are inquiry sensitive I am sure I have won the member with the most inquiry reward!
7 to 10 day message
Congrats on your approval and nice SL !!!
I was denied! This sucks!
Congradulations on approval and nice sl, just got mine too on second try, enjoy
