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Citi Double Cash Instant Approval!

Citi Double Cash Instant Approval!

Hi all,

Just wanted to share a data point as I am absolutely stunned that I finally got in with Citi!!!!!!! Only took three tries with the first two being declined for too many inquiries!

-Credit report and score pulled: Experian at 722.
-Income: 46k
-AAOA: 9 months
-Oldest account: 1 year and 4 months.
-Newest account: 1 Amex from March and two that haven’t reported yet from June😁
-Total accounts: 12 on Experian, soon to be 14 when new Amex cards report.
-Inquiries: 19 total on Experian, but no inquiries since January 13, 2018 (Amex doesn’t hard pull current members.)
-Clean file with no baddies of any kind other than inquiries.

Instant approval for $3,300! Also, applied under the $150 after $500 bonus link! Smiley Very Happy

Hope this helps others who are on the fence and have similar stats!

Officially out out of the garden and man does it feel good Smiley Happy

Message 1 of 17
16 REPLIES 16
Rmullens2208
Contributor

Re: Citi Double Cash Instant Approval!

Thats awsome I really want a citi card I just went in the garden that approval just makes me want to hop out and hit apply! Congradulations on the approval and nice SL


@rmrigomartinez wrote:

Hi all, 

 

Just wanted to share a data point as I am absolutely stunned that I finally got in with Citi!!!!!!! Only took three tries with the first two being declined for too many inquiries! 

 

-Credit report and score pulled: Experian at 722. 

-AAOA: 9 months 

-Oldest account: 1 year and 4 months. 

-Newest account: 1 Amex from March and two that haven’t reported yet from June😁

-Total accounts: 12 on Experian, soon to be 14 when new Amex cards report. 

-Inquiries: 19 total on Experian, but no inquiries since January 13, 2018 (Amex doesn’t hard pull current members.)

-Clean file with no baddies of any kind other than inquiries. 

 

Instant approval for $3,300! Also, applied under the $150 after $500 bonus link! Smiley Very Happy

 

Hope this helps others who are on the fence and have similar stats! 

 

Officially out out of the garden and man does it feel good Smiley Happy 

 

 


 

Message 2 of 17

Re: Citi Double Cash Instant Approval!

I know, right? I was in the garden for what felt like an eternity and finally couldn’t resist the urge. I felt like I had a decent enough chance and said screw it! 

 

The SL is actually surprisingly good for what I’ve seen from Citi so far. 

Message 3 of 17
soupy5
Frequent Contributor

Re: Citi Double Cash Instant Approval!

Congrats!



Current Scores Jul 2020 – FICO 8
Message 4 of 17
Rmullens2208
Contributor

Re: Citi Double Cash Instant Approval!

I'm taking the plunge myself and hopefully i can get a a beautiful card from citi to do you know if they are inquiry sensitive I am sure I have won the member with the most inquiry reward!
Message 5 of 17
Rmullens2208
Contributor

Re: Citi Double Cash Instant Approval!

7 to 10 day message
Message 6 of 17
Native_Texan
Established Member

Re: Citi Double Cash Instant Approval!

Congratulations!


Product Change Goals


"Future Cards"
Message 7 of 17
VoltronM
Senior Contributor

Re: Citi Double Cash Instant Approval!

Congrats on your approval and nice SL !!!

 

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 8 of 17
Rmullens2208
Contributor

Re: Citi Double Cash Instant Approval!

I was denied! This sucks!
Message 9 of 17
chhull00
Frequent Contributor

Re: Citi Double Cash Instant Approval!

Congradulations on approval and nice sl, just got mine too on second try, enjoyHeartcongratulations-gif-image-2017.gif



Message 10 of 17
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