Citi Double Cash SP CLI $16.2k -> $24.2k. HP CLI -> $50k

[Remedios]

Congrats!

[Daniel15]

Wow, I didn't realise they'd go that high with the credit limit on the Double Cash card. They've automatically increased mine a few times, from $4k when I was approved in 2016, to $7.2k, to $10k, to $14k, to $20k now. I've never tried requesting one though! Wonder if I should try that now.

[imaximous]

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@Daniel15 wrote:

Wow, I didn't realise they'd go that high with the credit limit on the Double Cash card. They've automatically increased mine a few times, from $4k when I was approved in 2016, to $7.2k, to $10k, to $14k, to $20k now. I've never tried requesting one though! Wonder if I should try that now.

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Go for it. As long as it's been 6 months since last increase. Though I'm not sure if the 6-month rule applies to auto-CLIs as well. I'd be curious to know.

[Daniel15]

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@imaximous wrote:

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Go for it. As long as it's been 6 months since last increase.

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My last auto-increase was in 2018, so no worries there.

Is there a way to tell if they're going to do a hard pull or a soft pull?

[imaximous]

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@Daniel15 wrote:

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@imaximous wrote:

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Go for it. As long as it's been 6 months since last increase.

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My last auto-increase was in 2018, so no worries there.

Is there a way to tell if they're going to do a hard pull or a soft pull?

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Yes. Citi tells you right on the CLI page if they're going to require a hard inquiry. Most likely, it'll say that they won't require a report. 

[AverageJoesCredit]

Holy Fico! Grats on monster limit

[PullingMeSoftly]

Incredible CLI, I could only wish, congrats!

[Daniel15]

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@imaximous wrote:

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@Daniel15 wrote:

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@imaximous wrote:

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Go for it. As long as it's been 6 months since last increase.

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My last auto-increase was in 2018, so no worries there.

Is there a way to tell if they're going to do a hard pull or a soft pull?

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Yes. Citi tells you right on the CLI page if they're going to require a hard inquiry. Most likely, it'll say that they won't require a report. 

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Awesome, I didn't know that. Just tried it and they bumped mine from $20k to $27k

[Meanmchine]

This is inspiring

Total Congrats !

[imaximous]

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@Daniel15 wrote:

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@imaximous wrote:

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@Daniel15 wrote:

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@imaximous wrote:

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Go for it. As long as it's been 6 months since last increase.

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My last auto-increase was in 2018, so no worries there.

Is there a way to tell if they're going to do a hard pull or a soft pull?

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Yes. Citi tells you right on the CLI page if they're going to require a hard inquiry. Most likely, it'll say that they won't require a report. 

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Awesome, I didn't know that. Just tried it and they bumped mine from $20k to $27k

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Very nice! Now save the date and try again in 6 months and not a day less 🙂