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Citi Double Cash approval

raekwon
Valued Member

Citi Double Cash approval

Scores took a dip into the mid-600s over the last few months due to some high utilization, but I worked my last few payments to lower my reported utilization and get back into the low 700s. Applied for Citi Double Cash and was instantly approved. $1.1K credit line, which is not as high as I'd hoped, but it still thickens a thin file (now at 4 revolving accounts and 1 installment account) and gives me a little more wiggle room.

 

Pulled TransUnion -- 703 score, 48% utilization, 17 mo AoOA, 11 mo AAoA, zero baddies

Message 1 of 12
11 REPLIES 11
tbque
Valued Contributor

Re: Citi Double Cash approval

Congrats on the Citi approval!





Message 2 of 12
M_Smart007
Epic Contributor

Re: Citi Double Cash approval

 

Congrats on yer DC approval!

 

Message 3 of 12
James_A
Senior Contributor

Re: Citi Double Cash approval


@raekwon wrote:

... Applied for Citi Double Cash and was instantly approved. $1.1K credit line ...


Congrats! you're in the door. With SP CLIs available, you'll have that card rocking in no time. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 4 of 12
MartyWrite75
Established Contributor

Re: Citi Double Cash approval

Congratulations on your approval!

August 2021: Experian 717 Equifax 712 Transunion 723


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 (Sock drawer) || Discover It: $4,900 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $7,550 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor || Citi Custom Cash

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 9%
Message 5 of 12
randomguy1
Valued Contributor

Re: Citi Double Cash approval

Thanks for all the data points and congrats on raising your score back up and your approval.

Message 6 of 12
AllZero
Super Contributor

Re: Citi Double Cash approval

Congratulations on your approval!
Message 7 of 12
AnimalHouse121
Valued Contributor

Re: Citi Double Cash approval

Congrats on your Citi DC approval!!
Message 8 of 12
Pro-X
Frequent Contributor

Re: Citi Double Cash approval

Congrats!!


Message 9 of 12
EdMan63
Established Contributor

Re: Citi Double Cash approval

Congrats!!! Just got approved for a CI on my DC today!!!!




Message 10 of 12
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