cancel
Showing results for 
Search instead for 
Did you mean: 

Citi Double Cash

tag
xaximus
Valued Contributor

Re: Citi Double Cash

Congrats on the CL!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 11 of 18
Anonymous
Not applicable

Re: Citi Double Cash


@kerplunk wrote:

Citi gave me a $9,200 credit line. Do I risk calling in and asking for a higher limit once I've received the card?

 

I am thinking about making this my default go-to card.

 

Other cards:

 

Discover it ($23,500)
Chase Freedom ($18,000)
Chase Freedom Unlimited ($7,800)
U.S. Bank Cash+ ($16,000)

 

Credit score: 835


Nice SL and score, OP! Smiley Wink

Message 12 of 18
joltdude
Senior Contributor

Re: Citi Double Cash

Nice SL, even a little bit envious...

Congratulations

-J

 

Message 13 of 18
kerplunk
Frequent Contributor

Re: Citi Double Cash

 wrote:

Nice SL, even a little bit envious...

Congratulations

-J


No need to be envious! I signed up for my other 4 credit cards when I was 18-19 years old, which means this is the first credit card I've applied to in nearly 15 years! Haha... I suspect that's why my credit scores are so high as well. I don't churn cards like a lot of folks do here.

Message 14 of 18
Anonymous
Not applicable

Re: Citi Double Cash


@Anonymous wrote:

@kerplunk wrote:

Citi gave me a $9,200 credit line. Do I risk calling in and asking for a higher limit once I've received the card?

 

I am thinking about making this my default go-to card.

 

Other cards:

 

Discover it ($23,500)
Chase Freedom ($18,000)
Chase Freedom Unlimited ($7,800)
U.S. Bank Cash+ ($16,000)

 

Credit score: 835

Congrats on your Double Cash approval.

 

I wouldn't call in.

 

Set up the online account at citi.com then navigate to Services > Credit Card Services > Request a Credit Line Increase.  If you see the following form you should be able to get a soft pull CLI.  In my experience, the ability to request a soft pull CLI was available shortly after activating the card.

 

Screen Shot 2018-07-18 at 6.14.44 PM.png

 


Awesome! I just did this and got an increase. I did not know this service was available! I have over 800 across the board and was started at about $5k and the soft pull put me up around $8k. I have had the card since earlier this year.

Message 15 of 18
Anonymous
Not applicable

Re: Citi Double Cash

Congrats; now set your calendar for six months from today to ask for another soft pull CLI.

 

 


 wrote:

Awesome! I just did this and got an increase. I did not know this service was available! I have over 800 across the board and was started at about $5k and the soft pull put me up around $8k. I have had the card since earlier this year.


 

Message 16 of 18
joltdude
Senior Contributor

Re: Citi Double Cash

Even for folks who dont have many cards or competition in the wallet, Citi has been a bit stingy on initial CLs on the DC esp in the not too distant past.. hence the slight envy.... Its not just the folks who have a lot of cards who have had this happen..... Again... Congratulations =)

 

Message 17 of 18
AndySoCal
Valued Contributor

Re: Citi Double Cash

I would wait a year. I have the Double Cash card  they like to see a payment history with them (my opinion). They will give some nice CLI's but I only ask once a year if that.  I started at 6,500 and now it is 11,100 in less than 5 years.

 

 

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash+ 12,000 Citibank Custom Cash 5/2015 11,100 C State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Quorum FCU State Department FCU State Department FCU Pelican State CU Redstone FCU

Message 18 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.