Took a spin at the 7-month mark from my last increases after getting denied last month (at 6-months). I've always requested at the 6-month mark, but may start switching to 7, similar to my cadence with US Bank.
SP's on both:
Custom Cash + $3000, $15,800 --> $18,800
Costco Anywhere + $2500, $18,000 --> $20,500
Regular monthly $500 spend on the Custom Cash, and I hardly use the Costco card, using less than $100 every now and then (some months $0). While the CC has received prior bumps of 3k increments, the Costco card 2.5k increase is new, up from past 1.5k increases. While Citi hasn't been the most generous lender, I'm thankful and happy to make some progress!
@Anonymous wrote:What was the reason they denied you at the 6 month mark? Congratulations on your clis.
Thanks @Anonymous, it was for too many inq's, which is odd since the only EX inq's I've had are from June/July 2022. Even if they SP'd TU or EQ, those inq's were also at/beyond 6 months. In past approved requests, I had inq's that were within 6 mo.
Congrats on your CLI's
Congrats on your CLIs!
Congrats on both of your Citi CLI's!
