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Citi Hp CLi success upon activation

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Frequent Contributor

Citi Hp CLi success upon activation

Citi can be weird. I recently applied and was approved for Citi simplicity which had 0% for 21 months balance transfer offer. I needed to do a transfer of 1500 and they approved me for 1400 :/.  So i had to patiently wait for the card to come and activate it first before i requested for an increase of 6000 via online. i got a rejection letter citing too many new accounts. i called in for them to reconsider and the customer representative told me that to connect me to credit dept i had to put in a cli request . which i did wondering why would they ask me to put in another request. btw for the first request i did not see any hp on eq thought the letter said they pulled eq. Anyways for this second request i was transferred to a credit analyst.  i thought i may have to explain my need for cli and answer a lot of things like new accounts , job etc etc... but nothing , he told me wait for a few minutes and he congratulated me saying i was approved for the full amount requested. bizarre but i am happy 

 now my utilization wont show high for 1500 transfer ithat i made. so far i dont see any hps. i hope there is one hp not two Smiley Indifferent

QS 7K | Disc11.5k | Amex Evday 6.9K | AmexBluCsh 20K| NFCU cashrewrds15.5K | NFCU more rewards amex 9.7K|Penfed cshrewrds 5K | Penfed travel Amex 5K|Consumers Cu Visa signature Cash rebate 6.5K | Blispay 2K| Citi Sim 8.5K|Citi Double cash 7.1k| Chase Aarp 4.2K | Chase amazon prime vis sig 8K | Paypal 2% Cash back 300$ | US Bank Cash+VisaSig 1k | US bankAmex 500$ | Walmart MC 10K | Wellsfargo cashwise 1.5K |2nd Disc 3.5K| Amz Store CC 5K | Care credit 5.5K |Marvel MC 5.5K |Good yearCC 2.4k - Over 150k CL all together

FICO SCORES- TU 737, EQ 710, EX 729 , AAOA 1 year. Inquiries TONS.
Message 1 of 6
5 REPLIES 5
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Community Leader
Mega Contributor

Re: Citi Hp CLi success upon activation

Weird but at least you got what you neededSmiley Happy. Enjoy itSmiley Happy
Message 2 of 6
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Established Contributor

Re: Citi Hp CLi success upon activation

I tried a HP last month and was declined. Smiley Sad 

 

Happy for you though!

Message 3 of 6
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Frequent Contributor

Re: Citi Hp CLi success upon activation

did u try calling the number on the back of the card? online request was denied for me as well. but the very same day the denial letter came ,a request via call was approved

QS 7K | Disc11.5k | Amex Evday 6.9K | AmexBluCsh 20K| NFCU cashrewrds15.5K | NFCU more rewards amex 9.7K|Penfed cshrewrds 5K | Penfed travel Amex 5K|Consumers Cu Visa signature Cash rebate 6.5K | Blispay 2K| Citi Sim 8.5K|Citi Double cash 7.1k| Chase Aarp 4.2K | Chase amazon prime vis sig 8K | Paypal 2% Cash back 300$ | US Bank Cash+VisaSig 1k | US bankAmex 500$ | Walmart MC 10K | Wellsfargo cashwise 1.5K |2nd Disc 3.5K| Amz Store CC 5K | Care credit 5.5K |Marvel MC 5.5K |Good yearCC 2.4k - Over 150k CL all together

FICO SCORES- TU 737, EQ 710, EX 729 , AAOA 1 year. Inquiries TONS.
Message 4 of 6
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Established Contributor

Re: Citi Hp CLi success upon activation

No, I waited too long. Oh well!

Message 5 of 6
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Moderator

Re: Citi Hp CLi success upon activation

Congrats 👍🏾

Got some pruning to do... No more new cards!
Message 6 of 6
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