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Citi Premier Approval!

regional_ryan
Valued Member

Citi Premier Approval!

Hey Y'all,

 

So I was supposed to be in the garden for a couple of years but we all know that was a lie. I seriously need some self control LOL! 

 

I went ahead and pulled the trigger for the Citi Premier. This was my first (and hopfully last) Citi card. Expectidly, I got the 7-10 day message. So I called recon and they wanted to verify my identity. I emailed them a scan of my ID and called back a few days later. I got approved for $4,600. Kinda bummed but Citi does have a SP CLI feature so it shouldent matter too much. On to the MSR!

 

My plan for the Premier is to use it for the 3x on grocery & gas after I max out my Amex EDP $6,000 spend. After year one, I will downgrade to the Rewards + or AT&T Access so my TYP can remain safe (assuming no rentention). However, if I use my TYP by then, and still no retention, I will downgrade to the DC or Costco.  

 

Stats: 0/6, 5/24, 77X on all three, AAoA ~1.3 yrs, My last app was CSP back in Oct 2019, Oldest is CFU Oct 2018


Message 1 of 22
21 REPLIES 21
M_Smart007
Legendary Contributor

Re: Citi Premier Approval!

Congratulations on your Approval..

Message 2 of 22
Credit4Growth
Senior Contributor

Re: Citi Premier Approval!

Congrats!

 

Sounds like a good plan.  Don't be bummed,  that is a decent limit and that is like your 6th card in 2 years... among other credit apps you may have done.  So, right now it is like the perfect limit. SP  CLI will help bring back big smiles and a bigger limit 20200919_123004.gif

 

 

Again, congrats to you and GL!

20200916_184006.gif

Message 3 of 22
mrjerry
Regular Contributor

Re: Citi Premier Approval!

Congrats! 

Message 4 of 22
AllZero
Mega Contributor

Re: Citi Premier Approval!

Congratulations on your approval!

Message 5 of 22
mrcraft
Valued Contributor

Re: Citi Premier Approval!

Congratulations on your approval!!




Message 6 of 22
CS1974
Valued Contributor

Re: Citi Premier Approval!

Congrats 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 7 of 22
gdale6
Moderator

Re: Citi Premier Approval!

Grats on your Citi Premier card!!
Message 8 of 22
CreditAggie
Community Leader
Super Contributor

Re: Citi Premier Approval!

Congratulations on your Citi Premier approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24 M):  
Banks & CUs:                           Goal Cards:
                
Message 9 of 22
cashorcharge
Community Leader
Senior Contributor

Re: Citi Premier Approval!

Enjoy that new card!!  Congratulations!

Message 10 of 22
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