Citi Premier Approval

DogHouse · ‎10-04-2022

I needed to add a Master Card to my wallet, and the Citi Premier seemed like it would be a decent fit. I have no other cards or accounts with Citi at this time. Additionally, I was only shown the Double Cash card when I did the pre-qualify tool. DP's are as follows:

Pulled Experian with a score of 751

SL is $8,900, Which is low in comparison to my other cards

DTI 7%

Income $152K

Back to the garden I go. Hopefully, this Citi card will grow nicely over the next few years.

jamerican-girl · ‎10-04-2022

Congrats on the Citi Premier approval!

Keepers:
Wells Fargo: Active Cash - SL: $10,000
Synchrony: PayPal MC Rewards - SL: $8,000 CL: $15,000; Venmo - SL: $4,300, CL: $10,000; Lowe's - SL: $2,000 CL: $10,000; Care Credit - SL: 500 CL: $3,000
Amex: Delta SkyMiles Platinum - SL: $1,000 CL: $4,000; Blue Cash Preferred - SL: $2,000 CL: $4,000; Marriott Bonvoy Bevy - SL $1,700; Hilton Honors Surpass - SL: $8,000
Citi: Costco Anywhere Visa - SL: $8,800; CL: $10,000; Custom Cash Card - SL: $3,500; Wayfair Card - SL: $5,000 CL: $9,100;
PenFed: Gold Card - SL: $3,500 CL: $7,500; Power Cash Rewards - SL: $2,500 CL: $7,500
Bread American Express Cashback - SL: $5,000 CL: $7,500
Mercury Finance - SL: $3,500 CL: $4,250;
Goldman Sachs: Apple Card - SL: $6,000 CL: $6,500; Marcus: GM Card - SL: $3,000;
Kohl's - CL: $3,500; CFNA Firestone - SL: $800, CL: $3,200

Sock Drawer:
Capital One: QuickSilver - CL: $1,250 (finally got CLI)
Sofi: SL: $2,500;
Merrick Bank: CL: $1,300 (can't close, one of my oldest tradelines);
BOA: Customized Cash Rewards - SL $500, CL: $1,500;

Chopping Block:
Capital One: Platinum MC - CL: $600 (they won't give me a CLI);
Credit One: 2 cards with $1,500 & $2,200 CL
Prosper: $1,400

Goal Cards:
Chase Sapphire, WF Autograph and PenFed Platinum Rewards

Car Loans: 1 loan.
Car: 2023 Audi A4 SLine
Paid off:
VW Financial Services: 2020 Jetta
Exeter Finance: 2015 Jetta

babygirl1256 · ‎10-04-2022

Congrats on your Citi Premier approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

Mones · ‎10-04-2022

Congrats on the Citi Premier Approval, they aren't a frequent sight.

Current Cards (in order of approval)

Closed Cards

Current FICO 8 Scores:

Inquires (6/12/24):

Account Age metrics:

Updated Mar 12th, 2024

CYBERSAM · ‎10-04-2022

Congrats on your Citi Premier Approval 🤑👍

Stealth-1 · ‎10-04-2022

Congrats. 🍻

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

Conceptual23 · ‎10-04-2022

Congrats on the approval.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+

Business Cards:

SouthJamaica · ‎10-04-2022

@DogHouse wrote:
I needed to add a Master Card to my wallet, and the Citi Premier seemed like it would be a decent fit. I have no other cards or accounts with Citi at this time. Additionally, I was only shown the Double Cash card when I did the pre-qualify tool. DP's are as follows:

Pulled Experian with a score of 751
SL is $8,900, Which is low in comparison to my other cards
DTI 7%
Income $152K

Back to the garden I go. Hopefully, this Citi card will grow nicely over the next few years.

Congratulations on your approval. In my book, the Premier is an excellent card. That $800+ signup bonus doesn't hurt either.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

SEG-fenced credit union Platinum Visa 10500

Comenity AAA Travel Advantage Visa $6200

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

KingRue8500 · ‎10-04-2022

Congrats on your Citi Premier approval

DogHouse · ‎10-04-2022

@SouthJamaica wrote:
@DogHouse wrote:
I needed to add a Master Card to my wallet, and the Citi Premier seemed like it would be a decent fit. I have no other cards or accounts with Citi at this time. Additionally, I was only shown the Double Cash card when I did the pre-qualify tool. DP's are as follows:

Pulled Experian with a score of 751
SL is $8,900, Which is low in comparison to my other cards
DTI 7%
Income $152K

Back to the garden I go. Hopefully, this Citi card will grow nicely over the next few years.
Congratulations on your approval. In my book, the Premier is an excellent card. That $800+ signup bonus doesn't hurt either.

Thank you. Yes, that SUB was a nice incentive for sure!