@imaximous wrote:
@simplynoir wrote:
@imaximous wrote:Very nice! Congrats on the full CLI request! Like you said, though, you probably could've asked for more and let Citi counter. All good if you don't have big spending plans for the card anyway.
Just saw your other post in the CC forum. Sorry I didn't get a chance to chime in. I did apply on a weekday, so the response time was about one business day. They processed the HP request the day after the SP approval.
Thanks, @imaximous! It was stupid on my part bc I got into the line of thinking that I wouldn't get much at to begin with so I low-balled myself as a result 😐 No worries since I really don't push spend on the card atm and depending on how bad the itch is I can always do it again. And no worries on not chiming in over there it was more a check to make sure my request didn't slip through the cracks and I'm impatient as hell lol
I am also really impatient for stuff like this, haha. I'm not sure if it was already mentioned, but the reason the HP request takes longer is that it's not an automated approval/denial. I was told they do a manual review, so it's done when an analyst gets to it. Since you applied on the weekend, it makes sense they didn't work on it till Monday.
That's what I figured once @CreditCuriosity said it might take til Monday to process it. And impatient people unite! 
@Marz2002 wrote:
@simplynoir wrote:Very much appreciated, @Marz2002! Glad to see you're still around as well
@simplynoir - LOL, this is my Second home!
Wow! Huge congratulations and that was certainly worth the HP. Part of me wants to go crazy and say "match BOA" next time around (hoping they'll meet me like 20% of the way LOL), the other part of me reminds myself that it's growing a little every 6 months and I don't use it very much. It was on my radar to take the HP after last month's increase because I was expecting to go HP CLI crazy with a few lenders, but since they ended up being SPs and my INQs are falling off left and right (none scoreable on EQ, and in a few weeks only 2 TU and 3 EX) I decided not to.
You mentioned you aren't using it since the Japan trip. Are they not giving you targeted 5x TYP offers, or are they just not in categories matching your spend?
I'd say that 5x offers (or sometimes 5 extra TYPs, as much as 8x which can really add up) have been fairly consistent every 3-6 months on Premier (mine turns 2 next month). It seems like I used to also get 5% offers on Diamond Preferred constantly until I did the PC to Rewards+ when that was launched; nothing since, although there was more incentive for them back then since I had a 21 month 0% balance transfer and purchase APR on that card prior to the PC. When there are offers, they do a good job of getting the word out via email and often in the post as well. Curiously, I don't recall ever seeing offers like that in my actual online account (balance transfer and Flex loan offers, sure).