Citi Premier, USB flexperks & BofA approval

[Anonymous]

Updated : BofA approved.
2 days after I was 0/6,16/24, AAoA 1 year 1 month, ult 1%, FiCO 772-789, I decided to apply for several cards.
_ US bank flexperks Visa - Instantly approved $15K.( having cash+ with $500 cl for 14 months, was able to use the same pull to get it to $1k over the phone. I laughed when csr told me congratulations my cl was increased to $1K. I asked her I was just approved for $15K SL and now I only got $500 cli. She does not know but will request a manual review.
_Citi Premier -approved instantly for $7.3K
_ BofA Premium reward : pending review. I called and CRS told me to wait as nothing she can do. Update : Approved for $13k
Barclay arrival - denied after recon because 16/24. I know they will combine multiple pulls so I requested CLI and was denied again with the same reason. Next days, pulls were combined.
US bank and Barclay pulled TU. Citi and BofA pulled Ex

[pinkandgrey]

Congrats on the great approvals! Sorry about the denials, but at least there was some HP combining lol

[19eighty5]

Congratulations on your approval!

[kudosalert]

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@pinkandgrey wrote:

Congrats on the great approvals! Sorry about the denials, but at least there was some HP combining lol

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Question regarding HP combining. I've read through quite a few threads about applying on the same day to potentially have only 1 hard pull for multiple apps but still confused by the different data out there.

Is it a 1single HP only if you apply for multiple products from one company/bank ex: AMEX Green and Gold card on same day/Chase Freedom and Freedom unlimited?

What happens if you apply on the same day 1 card from Chase, 1 from Amex, and 1 from Discovery?

[Anonymous]

Congrats on your Citi Premier and US Bank Flexperks Visa approvals! 

[Anonymous]

Update: BofA approved

[Cred4All]

Congrats on the approvals!

[GApeachy]

Congrats on the approvals!!!

[seattlecredit08]

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@Anonymous wrote:
Updated : BofA approved.
2 days after I was 0/6,16/24, AAoA 1 year 1 month, ult 1%, FiCO 772-789, I decided to apply for several cards.
_ US bank flexperks Visa - Instantly approved $15K.( having cash+ with $500 cl for 14 months, was able to use the same pull to get it to $1k over the phone. I laughed when csr told me congratulations my cl was increased to $1K. I asked her I was just approved for $15K SL and now I only got $500 cli. She does not know but will request a manual review.
_Citi Premier -approved instantly for $7.3K
_ BofA Premium reward : pending review. I called and CRS told me to wait as nothing she can do. Update : Approved for $13k
Barclay arrival - denied after recon because 16/24. I know they will combine multiple pulls so I requested CLI and was denied again with the same reason. Next days, pulls were combined.
US bank and Barclay pulled TU. Citi and BofA pulled Ex

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BIG Congrats on the approvals!!

Very interesting on Barclay's CLI. Has anyone had a similar experience? I get it that for new card approvals, issuers often apply some sort of an X / 24 rule but has anyone had a similar experience witha CLI and getting CLI denied due to too many accounts?

Thanks!

[xaximus]

Congrats on the approvals!