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Citi Premier, USB flexperks & BofA approval

doinit1
Valued Contributor

Re: Citi Premier, USB flexperks & BofA approval

Nice work! Congrats on your approvals!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 11 of 14
My_Credit_Journey2016
Valued Member

Re: Citi Premier, USB flexperks & BofA approval

I receive the letters from Barclay today. The reasons for Arrival plus denial is :
- Unsecured Revolving Credit History Too Short
-The number of bankcards opened within the last 24 months
And the reason for CLI denial is:
- Aggressively Opening Accounts
So Barclay is very sensitive to new accounts
Mar 2019 FICO 8: TR 781 / Ex 770 / EQ 772
AMEX BCD $10k - Amex Blue Delta $3k - Cash magnet $20k- Amex Everyday $5k -Discover $9k & $6.5k
Paypal Extras $10k - Uber Visa $5k - Amazon store $4.5k- Celtic bank $3.5k
Amex Gold -USBANK Cash+ $500 -Cap1 QuickSilver $500 (closed)
AAoA: 11 months - AoA 29 months - Uti ~1%
Message 12 of 14
seattlecredit08
Frequent Contributor

Re: Citi Premier, USB flexperks & BofA approval


@My_Credit_Journey2016 wrote:
I receive the letters from Barclay today. The reasons for Arrival plus denial is :
- Unsecured Revolving Credit History Too Short
-The number of bankcards opened within the last 24 months
And the reason for CLI denial is:
- Aggressively Opening Accounts
So Barclay is very sensitive to new accounts

Thanks for going back and updating the post. Very interesting on the CLI denial.

 

By the way, how long did you have the Barclay's card before requesting CLI? I wonder if anyone has been able to figure out how to get CLIs on Barclay's cards while they adding other cards.

 

Thanks!!

Message 13 of 14
My_Credit_Journey2016
Valued Member

Re: Citi Premier, USB flexperks & BofA approval

15 months. CSR said it is hard coded in the system.
Mar 2019 FICO 8: TR 781 / Ex 770 / EQ 772
AMEX BCD $10k - Amex Blue Delta $3k - Cash magnet $20k- Amex Everyday $5k -Discover $9k & $6.5k
Paypal Extras $10k - Uber Visa $5k - Amazon store $4.5k- Celtic bank $3.5k
Amex Gold -USBANK Cash+ $500 -Cap1 QuickSilver $500 (closed)
AAoA: 11 months - AoA 29 months - Uti ~1%
Message 14 of 14
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