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Citi Premier approval

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Remedios
Credit Mentor

Citi Premier approval

Applied online, went to "we'll let you know" status, I decided to call in case it was verification.
Automated system could not find the application via last 4 of SS.
Really nice CSR verified info, and told me I transposed last two digits.
I told her I never wrote/entered my SS without transposing numbers, and that I consider two digits to be a success.
Sent me a text and was able to get an approval. SL $5200, not too worried about it, it will grow, and I'm not opposed to taking HP if I need to.
EX pulled, currently at 759. In two days, most of my HPs will be gone, but I've had so many, I haven't lost a single point since November 2017, so I figured might as well do it now.
Anyway, I'm severely sleep deprived so this app seemed like a good idea.
There might be some serious *,regerts* after I have enough coffee.
4 new accounts in the last year (maybe three, cant remember when I got Freedom).
Message 1 of 81
80 REPLIES 80
Remedios
Credit Mentor

Re: Citi Premier approval

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Message 2 of 81
PutThatMoneyOnTheTable
Established Contributor

Re: Citi Premier approval

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Amex BCP $35k
Chase FU $19.6k
BOA Cash Rewards $36k
BJs Perks Plus M/C $22k
Cap1 QS $4,950 (AU)
Best Buy $4k
Wells Fargo Active Cash $11.3
Message 3 of 81
Drwaz99
Established Contributor

Re: Citi Premier approval

Congarts! 😉
Message 4 of 81
Girlzilla88
Valued Contributor

Re: Citi Premier approval

Congrats Smiley Very Happy







Message 5 of 81
simplynoir
Community Leader
Mega Contributor

Re: Citi Premier approval

Congrats on approval, Remmy! Nothing like sleep deprivation helping you apply for credit ❤

 

Few SP and HP CLIs will get that card to where you need it since Citi is hard one to get going. I only have mine at $15k-$16k myself and that's after almost a year. Plan to ask for both SP/HP myself in Decemeber when I can go again

Message 6 of 81
Remedios
Credit Mentor

Re: Citi Premier approval

I spelled my name for her while looking at my EX report.
Insomnia and apps, definite no go
Message 7 of 81
Adkins
Legendary Contributor

Re: Citi Premier approval

Congratulations eBFF @Remedios

 

 

 

Eh, at least it's not Nordstrom's! 🤪

 

☕☕☕☕☕☕☕


Last HP 08-07-2023



Message 8 of 81
Remedios
Credit Mentor

Re: Citi Premier approval

Considering how Citi is, and this being my first card with them, I'm not heartbroken

When can I ask for HP?
Message 9 of 81
expatCanuck
Super Contributor

Re: Citi Premier approval

Every six months, you can ask for a soft pull CLI.

That said, I'd urge you to freeze your bureau accounts until you get a good week's worth of sleep.

Oh ... congratulations.

2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 10 of 81
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