cancel
Showing results for 
Search instead for 
Did you mean: 

Citi Prestige Approval big limit.....DP's

tag
cgn11963
Established Member

Citi Prestige Approval big limit.....DP's

Just apped for a Citi Prestige. Been looking to add this for a few months. 

 

3 inq in the last year. Pulled EX... 765

262k in available credit. 6% util.  243k total income. 

34k  SL.

 

Was a bit surprised at the high limit for citi. But have 6 cards between 30-55k limits. I guess that mattered. 2 AMEX, 1 CHASE, 2 NFCU, AND 1 PENFED.

 

4 yrs AAOA

11 yrs oldest acct. 

 

Just wanted to let you guys know. They do give big SL's

 

And most of all... Thanks for all the help on here!!!!!

 

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Citi Prestige Approval big limit.....DP's

Congratulations on the mega approval! Thanks for the DPs!

Message 2 of 11
simplynoir
Community Leader
Mega Contributor

Re: Citi Prestige Approval big limit.....DP's

Congrats on your new card!

Message 3 of 11
M_Smart007
Legendary Contributor

Re: Citi Prestige Approval big limit.....DP's

Well Done & 34k SL. Rockin it!!

Message 4 of 11
sdsoccerdad
Established Contributor

Re: Citi Prestige Approval big limit.....DP's

Wow!  That’s a nice starting cl!.  I’m sure the income you have helpsSmiley Happy

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 5 of 11
Anonymous
Not applicable

Re: Citi Prestige Approval big limit.....DP's


@cgn11963 wrote:

Just wanted to let you guys know. They do give big SL's Sometimes

 


Big limits w/ other lenders don't always mean you get a big limit w/ Citi.  I have several cards north of 50K as well and they gave me 8K approvals twice which I took the HP at activation to get them up over 10K each.  One was Premier and the other was DC.  

 

So, my theory w/ Citi is when you go for the bigger AF cards and have some income behind it you're going to see results like this.  Even though some have went for Prestige in the past and either gotten denied or a 5-10K CL upon approval.  I see more increased opening CL's w/ their AA cards usually.

 

Congrats on the big approval!

Message 6 of 11
Anonymous
Not applicable

Re: Citi Prestige Approval big limit.....DP's

Congrats on the "huge" SL from Citi!!

Message 7 of 11
nuohlac
Valued Contributor

Re: Citi Prestige Approval big limit.....DP's

Congrats!!! I thought my 20k SL was nice; that is huge. I only have one card with a 30k limit though most of my cards are 20-25K range. Enjoy it is a nice card and the points add up quickly. 





Message 8 of 11
Anonymous
Not applicable

Re: Citi Prestige Approval big limit.....DP's


@sdsoccerdad wrote:

I’m sure the income you have helpsSmiley Happy


I'd say that's the case 100% here.  When you're talking income that basically puts one in the top 1%, they have the potential for a SL that 99% of other people won't be capable of when considering the single factor of income.

Message 9 of 11
Marz2002
Senior Contributor

Re: Citi Prestige Approval big limit.....DP's

BOOM !!!...You...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Citi Prestige approval, the LEGENDARY  SL, and Thanks for the DPs!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.