Just apped for a Citi Prestige. Been looking to add this for a few months.
3 inq in the last year. Pulled EX... 765
262k in available credit. 6% util. 243k total income.
Was a bit surprised at the high limit for citi. But have 6 cards between 30-55k limits. I guess that mattered. 2 AMEX, 1 CHASE, 2 NFCU, AND 1 PENFED.
4 yrs AAOA
11 yrs oldest acct.
Just wanted to let you guys know. They do give big SL's
And most of all... Thanks for all the help on here!!!!!
Congratulations on the mega approval! Thanks for the DPs!
Wow! That’s a nice starting cl!. I’m sure the income you have helps
Just wanted to let you guys know. They do give big SL's Sometimes
Big limits w/ other lenders don't always mean you get a big limit w/ Citi. I have several cards north of 50K as well and they gave me 8K approvals twice which I took the HP at activation to get them up over 10K each. One was Premier and the other was DC.
So, my theory w/ Citi is when you go for the bigger AF cards and have some income behind it you're going to see results like this. Even though some have went for Prestige in the past and either gotten denied or a 5-10K CL upon approval. I see more increased opening CL's w/ their AA cards usually.
Congrats on the big approval!
Congrats on the "huge" SL from Citi!!
Congrats!!! I thought my 20k SL was nice; that is huge. I only have one card with a 30k limit though most of my cards are 20-25K range. Enjoy it is a nice card and the points add up quickly.
I’m sure the income you have helps
I'd say that's the case 100% here. When you're talking income that basically puts one in the top 1%, they have the potential for a SL that 99% of other people won't be capable of when considering the single factor of income.
CONGRATS @cgn11963 on your Citi Prestige approval, the LEGENDARY SL, and Thanks for the DPs!!!