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Citi Prestige Approval big limit.....DP's

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Established Member

Citi Prestige Approval big limit.....DP's

Just apped for a Citi Prestige. Been looking to add this for a few months. 

 

3 inq in the last year. Pulled EX... 765

262k in available credit. 6% util.  243k total income. 

34k  SL.

 

Was a bit surprised at the high limit for citi. But have 6 cards between 30-55k limits. I guess that mattered. 2 AMEX, 1 CHASE, 2 NFCU, AND 1 PENFED.

 

4 yrs AAOA

11 yrs oldest acct. 

 

Just wanted to let you guys know. They do give big SL's

 

And most of all... Thanks for all the help on here!!!!!

 

Message 1 of 11
10 REPLIES 10
Contributor

Re: Citi Prestige Approval big limit.....DP's

Congratulations on the mega approval! Thanks for the DPs!

FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

WF Cash Wise $18,800 [] PenFed Power Cash $20,000 [] BOA $4,900 [] HSBC Cash Rewards $2,750 [] Discover It $4,600 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $10,000 [] Amex Rose Gold [] Walmart $800
Message 2 of 11
Community Leader
Super Contributor

Re: Citi Prestige Approval big limit.....DP's

Congrats on your new card!

Message 3 of 11
Senior Contributor

Re: Citi Prestige Approval big limit.....DP's

Well Done & 34k SL. Rockin it!!

Message 4 of 11
Established Contributor

Re: Citi Prestige Approval big limit.....DP's

Wow!  That’s a nice starting cl!.  I’m sure the income you have helpsSmiley Happy

Personal Cards - Total Credit Line - $170,300:


Business Cards - Total Credit Line - $61,000:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775

Message 5 of 11
Valued Contributor

Re: Citi Prestige Approval big limit.....DP's


@cgn11963 wrote:

Just wanted to let you guys know. They do give big SL's Sometimes

 


Big limits w/ other lenders don't always mean you get a big limit w/ Citi.  I have several cards north of 50K as well and they gave me 8K approvals twice which I took the HP at activation to get them up over 10K each.  One was Premier and the other was DC.  

 

So, my theory w/ Citi is when you go for the bigger AF cards and have some income behind it you're going to see results like this.  Even though some have went for Prestige in the past and either gotten denied or a 5-10K CL upon approval.  I see more increased opening CL's w/ their AA cards usually.

 

Congrats on the big approval!

500K+ TCL / 800+ FCOs
Message 6 of 11
Valued Member

Re: Citi Prestige Approval big limit.....DP's

Congrats on the "huge" SL from Citi!!

December 2017. EQ 552. EX 565. TU 560
Sept 2019. EQ 729. EX 725 TU 730
Goal - 800 across the board
Cards -
NFCU Cash Rewards -- 22k. NFCU Platinum -- 22k NFCU CLOC -- 15k. AMEX ED - 20k. AMEX DS - 2.5k. AMEX Optima -- 1K. AMEX CM -- 1K, Cap1 QS1 - $3k. Cap1 Platinum - $750. Affinity FCU - $12k. Affinity FCU Rewards -- 10k. Affinity FCU LOC - $5k. Discover IT - $16.5k. Lowes -- $10.6K. CFC - $2K Chase FU - $5.4k Chase Sapphire Preferred - $18.4
Message 7 of 11
Frequent Contributor

Re: Citi Prestige Approval big limit.....DP's

Congrats!!! I thought my 20k SL was nice; that is huge. I only have one card with a 30k limit though most of my cards are 20-25K range. Enjoy it is a nice card and the points add up quickly. 




Message 8 of 11
Super Contributor

Re: Citi Prestige Approval big limit.....DP's


@sdsoccerdad wrote:

I’m sure the income you have helpsSmiley Happy


I'd say that's the case 100% here.  When you're talking income that basically puts one in the top 1%, they have the potential for a SL that 99% of other people won't be capable of when considering the single factor of income.

Message 9 of 11
Valued Contributor

Re: Citi Prestige Approval big limit.....DP's

BOOM !!!...You...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Citi Prestige approval, the LEGENDARY  SL, and Thanks for the DPs!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
Apple Card MC $6K | NFCU cashRewards $1K
TCL - 114K+ | Rebuilding since April 2018
Message 10 of 11
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