Super excited this morning. My history with Citi has been as follows:
July 2017: Applied for Citi TY Preferred Student w/ $2000 limit
October 2017 (+4 months from opening): CLI to $3500
April 2018 (+6 months from last CLI): CLI to $5500
June 2018: Go on a 3-card mini app spree (non-citi cards)
July 2018: PC to Citi DC
October 2018 (+6 months from last CLI): CLI Declined. I believe it was declined because of my 3 new cards in the last 6 months
November 2018: CLI Declined. I believe the same reason
December 2018: CLI APPROVED, doubling my limit from $5500 to $11000!
They don't call it the DOUBLE Cash for no reason I just thought this was amazing given Citi can SOMETIMES be stingey to some users. To note, I did put HEAVY spend on it in the Fall leading up to October, often having to pay it down mid-month. But I am fairly sure that my App Spree had me 'CLI-blacklisted' until the 3 cards matured to 6 months old
Congratulations on your approval!
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|
Congratulations on your awesome increase!!.....wish they loved me like that...lol.....
Congratulations OP. Very nice.
Ahhhhhh, so this explains why I can’t get a CLI. I only use my DC for one recurring monthly spend
Congrats on CLI !!!!