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Citi Sears/SYW approval

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xenon3030
Valued Contributor

Citi Sears/SYW approval

I recently got approved for Citi Sears/SYW card. Fico8~810, inq~1/6 months. The CL is ~4k and the APR is ~30%!!! I hope that it can receive some of large spend offers soon Smiley Happy. The card looks to be a good one to have in the wallet while it may or may not nerf, due to Sears' BK filing a few years ago.

 

Does anybody know whether it is possible to use the card before its physical card arrival in ditigal wallet or using it as virtual CC? After 3 days, the card was not added to the list of my Citi accounts yet.


Fico8: EX~EQ~TU~810 (12 month goal~840).
BOA (CCR, PR), Chase (CFF, CSP, Amazon, CIC), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC), Affinity CR, Cap1(Walmart), Barclay View.
Message 1 of 11
10 REPLIES 10
gdale6
Moderator Emeritus

Re: Citi Sears/SYW approval

Certainly a card to be a "deadbeat" on with that 30% APR. Grats on your approval!

Message 2 of 11
coldfusion
Community Leader
Mega Contributor

Re: Citi Sears/SYW approval


@xenon3030 wrote:

I recently got approved for Citi Sears/SYW card. Fico8~810, inq~1/6 months. The CL is ~4k and the APR is ~30%!!! I hope that it can receive some of large spend offers soon Smiley Happy. The card looks to be a good one to have in the wallet while it may or may not nerf, due to Sears' BK filing a few years ago.

 

Does anybody know whether it is possible to use the card before its physical card arrival in ditigal wallet or using it as virtual CC? After 3 days, the card was not added to the list of my Citi accounts yet.


The portfolio of Sears cards is managed by Citi Retail Services - Citibank has previously announced they would be working to integrate their portals together into a single access point but they aren't there yet.   

 

Go to https://www.searscard.com which will redirect you to a directory under the citicards.citi.com; by selecting the exact card along the top to manage your account you'll get redirected again to the appropriate citiretailservices.citibankonline.com URL. At that point  you'll register your card and part of the registration process involves setting up your online login, but you'll need your card number to do that. 

 

 

(2/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 11
xenon3030
Valued Contributor

Re: Citi Sears/SYW approval

It looks like I need to wait to receive the physical card. I hope that it would not get impacted by chip shortage. I received an email saying that the card is on the way Smiley Happy


Fico8: EX~EQ~TU~810 (12 month goal~840).
BOA (CCR, PR), Chase (CFF, CSP, Amazon, CIC), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC), Affinity CR, Cap1(Walmart), Barclay View.
Message 4 of 11
EAT_SLEEP_JEEP
Valued Contributor

Re: Citi Sears/SYW approval

30% yikes. Sign of the times I guess. Congrats on the approval 

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /

SOCKDRAWERED FNBO JEEP CARD $7700/ FNBO FORDPASS REWARDS $1000/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 5 of 11
Elpadrino1
Valued Contributor

Re: Citi Sears/SYW approval

Congratulations on your approval!!

Message 6 of 11
KingRue8500
Senior Contributor

Re: Citi Sears/SYW approval

Congrats on your Citi Sears approval




Message 7 of 11
cashorcharge
Community Leader
Senior Contributor

Re: Citi Sears/SYW approval

WooHoo!! Congratulations on your Citi Approval!!👏🏼🍾🥂

Message 8 of 11
CreditAggie
Community Leader
Super Contributor

Re: Citi Sears/SYW approval

Congratulations on your Citi SYW approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 11
SouthJamaica
Mega Contributor

Re: Citi Sears/SYW approval


@xenon3030 wrote:

I recently got approved for Citi Sears/SYW card. Fico8~810, inq~1/6 months. The CL is ~4k and the APR is ~30%!!! I hope that it can receive some of large spend offers soon Smiley Happy. The card looks to be a good one to have in the wallet while it may or may not nerf, due to Sears' BK filing a few years ago.

 

Does anybody know whether it is possible to use the card before its physical card arrival in ditigal wallet or using it as virtual CC? After 3 days, the card was not added to the list of my Citi accounts yet.


Congratulations. Enjoy the card.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 10 of 11
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