I went ahead and pulled the trigger on the Citi Sears Shop Your Way Mastercard. I have been eyeing it, and I haven't had an inquiry on my Equifax in a while; I got approved with a 3000 SL. Why a sears credit card? Doctor of Credit ran a few articles on it, and their targeted statement credit promos are amazing. Supposedly it takes a couple of months until you start getting targeted for them, but the card had a signup bonus, which is a $40 statement credit off of $50 spend. So I figured why not going to use that on the part of next month's groceries, lol. I know almost all if not all of the Sears/Kmart's are going to close in the next two years, so I don't see this card staying with me long term as I assume the card will be phased out, or maybe it will product change to something else? Still, I am excited to be welcomed back by Citi since I burned them in 2014. Done a lot of work since then and the hard work is paying off.
Very cool, congratulations on your approval!!
Congratulations on your Sears Mastercard approval!
Since the card is backed by Citi, I wouldn't be surprised if it converted into one of their core cards when Sears finally kicks the bucket. My parents had a Borders Visa that was backed by Chase, and it was converted into a Freedom that is still used today.