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Citi Secured Approval

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Citi Secured Approval

Hey everone! Got approved for a secured Citi Card - $300 collateral. I am hoping to see it graduate within the next year. Anyone have experience with them?

Current Stats:

Credit Karma:

TransUnion: 500

Equifax: 513

 

Experian:

FICO 8: 594

 

Goodies: 

Credit One - $300 SL (currently maxed out)

Citi Secured - $300 Secured

Disco - $1800 AS

Refi Auto Loan - $16,000 with Lendingclub @14.9%APR previous was Cap One @ 23%APR

 

Baddies:

Bankruptcy Chapter 7 - Discharged 2012

Collections Account with Capital Accounts LLC - $654.00 - Dental Work

Credit Age: 7 Months

Inquries: Transunion 18, Equifax 14, Experian 20

 

Any other recommendations?

Love you guys!!

 

4 REPLIES 4
Super Contributor

Re: Citi Secured Approval


@highlow1 wrote:

Any other recommendations?


Congrats on your approval! ...as far as  "Any other recommendations"   ..don't apply for to much credit!

let things age, ..  it is not a sprint, rather a marathon. "slow and steady will win the race"

 

 

Message 2 of 5
Member

Re: Citi Secured Approval

Noted! lol! Thank you so much! I am excited to see where this card will take me!

Message 3 of 5
Community Leader
Senior Contributor

Re: Citi Secured Approval

Congrats on your approval. As for any other suggestions, un-max your credit one card. Keep your utility in check and it will help your scores. 
good luck! 

AMEX Platinum, Gold, Reserve & SPG | PenFed PR VS | NFCU FS VS | Discover IT | Citibank DC WEMC l Capital One Venture VS | Nordstrom VS l Banana Republic LUXE V I Lowes I Macys I Wayfair I
Message 4 of 5
Established Contributor

Re: Citi Secured Approval

Congrats on the new Citi card and continued success!





Message 5 of 5
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