Citi Simplicity Approval - $7,800

[Anonymous]

Citi has been sending me a few Citi Simplicity card offers lately, but based on my February application for a DC card which resulted in a SL of $1,500, I was assuming they would low-ball me with the SL on this so I held off applying.  I finally decided to pull the trigger and I got approved for $7,800 - plenty for the BT I plan to use it for.  This is my 4th Citi card.  For those who are wondering, I had a specific APR in my offer and my scores were:

TU 719

EX 713

EQ 690

[Anonymous]

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@Anonymous wrote:

Citi has been sending me a few Citi Simplicity card offers lately, but based on my February application for a DC card which resulted in a SL of $1,500, I was assuming they would low-ball me with the SL on this so I held off applying.  I finally decided to pull the trigger and I got approved for $7,800 - plenty for the BT I plan to use it for.  This is my 4th Citi card.  For those who are wondering, I had a specific APR in my offer and my scores were:

TU 719

EX 713

EQ 690

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Super Congrats on your Citi Simplicity $7,800 approval!

I greatly appreciate you sharing all of your FICO scores.

I assume that they're all FICO 8s. But since Citi is known

to pull two (2) files for their approvals, which file(s) did

they pull in your particular case? Congrats again on your

awesome approval!

[19eighty5]

Congratulations on your approval!

[Anonymous]

Thanks.   As far as I can tell they pulled only Experian. But I’ll update if that’s wrong.  I had unfrozen Equifax right before applying but maybe it was still frozen when they pulled. 🤔 

[AverageJoesCredit]

Congrats Thats a big sl for Citi

[Cred4All]

Nice SL with Citi, congrats on the approval!

[Anonymous]

Congrats on your approval and very nice SL !!!!

[Anonymous]

Thanks, everyone. Happy New Year too!