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Citi Simplicity Approval - $7,800

FicoMagic
New Member

Citi Simplicity Approval - $7,800

Citi has been sending me a few Citi Simplicity card offers lately, but based on my February application for a DC card which resulted in a SL of $1,500, I was assuming they would low-ball me with the SL on this so I held off applying.  I finally decided to pull the trigger and I got approved for $7,800 - plenty for the BT I plan to use it for.  This is my 4th Citi card.  For those who are wondering, I had a specific APR in my offer and my scores were:

 

TU 719

EX 713

EQ 690

 

 

Message 1 of 8
7 REPLIES 7
AllThingsInTime
Established Contributor

Re: Citi Simplicity Approval - $7,800


@FicoMagic wrote:

Citi has been sending me a few Citi Simplicity card offers lately, but based on my February application for a DC card which resulted in a SL of $1,500, I was assuming they would low-ball me with the SL on this so I held off applying.  I finally decided to pull the trigger and I got approved for $7,800 - plenty for the BT I plan to use it for.  This is my 4th Citi card.  For those who are wondering, I had a specific APR in my offer and my scores were:

 

TU 719

EX 713

EQ 690

 

 


Super Congrats on your Citi Simplicity $7,800 approval! Smiley Very Happy

 

I greatly appreciate you sharing all of your FICO scores.

I assume that they're all FICO 8s. But since Citi is known

to pull two (2) files for their approvals, which file(s) did

they pull in your particular case? Congrats again on your

awesome approval! Smiley Very Happy

Message 2 of 8
19eighty5
Senior Contributor

Re: Citi Simplicity Approval - $7,800

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 3 of 8
FicoMagic
New Member

Re: Citi Simplicity Approval - $7,800

Thanks.   As far as I can tell they pulled only Experian. But I’ll update if that’s wrong.  I had unfrozen Equifax right before applying but maybe it was still frozen when they pulled. 🤔 

Message 4 of 8
AverageJoesCredit
Community Leader
Mega Contributor

Re: Citi Simplicity Approval - $7,800

CongratsSmiley Happy Thats a big sl for CitiSmiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 5 of 8
Cred4All
Valued Contributor

Re: Citi Simplicity Approval - $7,800

Nice SL with Citi, congrats on the approval!


Message 6 of 8
VoltronM
Senior Contributor

Re: Citi Simplicity Approval - $7,800

Congrats on your approval and very nice SL !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 8
FicoMagic
New Member

Re: Citi Simplicity Approval - $7,800

Thanks, everyone. Happy New Year too!
Message 8 of 8
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