Citi Simplicity Approved - huge

[Gregory1776]

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@cleanitup wrote:

Hi everyone, I am a she.  Not sure what other data points needed.

Salary $125k

I have Amex BCE = $15k, Citi DC = $18k, AFCU V = $20k

AAoA 7 yrs give or take a few months

Overall Utilization 11%

I am done, be another 4 or 5 years before i apply for anything else.   

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What bank is this? Thanks. 😊

[cleanitup]

AFCU V = Alaska Federal Credit Union - Love them  

[AverageJoesCredit]

CONGRATS OP looks like you cleaned it up

Shoegirl, glad you got your card, sweet right?

[cleanitup]

I went to Compare Cards and looked at everything.   I love the no annual fee, no late fee.   Mostly looking for BT card, i plan to fix my house and buy big purchases and this allows me 21 months.   I already have 2 reward cards/cash back.   I wasnt looking for that.  Great customer service, always helpful when i call.   i love that.

I have a long history with Citi, they were my 1st prime card after rebuilding and bad breakup, many years ago, when no one on the planet would be give card but Citi.   

[Anonymous]

Should not have closed Discover IMO. Excellent category benifits. You closed it out of spite... for the low CL? I am VERY happy to have Discover. I used Dscover reasonably and saw rapid results within just two years. Best customer service out there too.

[Anonymous]

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@Anonymous wrote:

Should not have closed Discover IMO. Excellent category benifits. You closed it out of spite... for the low CL? I am VERY happy to have Discover. I used Dscover reasonably and saw rapid results within just two years. Best customer service out there too.

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+1

I agree. In my opinion you should of kept the Discover, it's one of my top cards in my wallet. No FTF, 5% dining right now which is clutch for me, great customer service, card design is nice, prime card, and no annual fee.

Congrats on your Citi approval though! 

[cleanitup]

Thanks for feedback Anonymous & Geeky.   I called Discover and card is activated again and I talked to really nice lady.   They bumped me up to $4000.

You guys rock.  

[Gregory1776]

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@cleanitup wrote:

Thanks for feedback Anonymous & Geeky.   I called Discover and card is activated again and I talked to really nice lady.   They bumped me up to $4000.

You guys rock.  

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IM SO HAPPY! YAY NICE with the Cli! Use it and they should increase it! 

All i hear is their Customer Service it best! 😍😍😍🙂🙂

[CreditInspired]

Wow MyFICOERs. You guys do ROCK! Congrats cleanitup for taking the advice and turning your result around. That's a nice win!